Sun City West, AZ Auto Insurance (2024)
The average Sun City West, AZ auto insurance rates are $306 per month. The minimum auto insurance in Sun City West is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Sun City West, Arizona, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Sun City West is Geico
- The most expensive auto insurance company in Sun City West for teen drivers is Farmers
- Average auto insurance rates in Sun City West, AZ for senior drivers are $2,119 per year
Sun City West, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Sun City West can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sun City West, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Sun City West to other Arizona cities, including Glendale auto insurance rates, Mesa auto insurance rates, and Peoria auto insurance rates to see how Sun City West, Arizona auto insurance rates stack up.
Before you buy Sun City West, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sun City West, Arizona auto insurance quotes.
Minimum Auto Insurance in Sun City West, Arizona
Sun City West, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sun City West, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Sun City West, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Sun City West, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,423 | $3,423 | $3,336 | $3,336 | $7,454 | $9,629 | $3,827 | $4,159 |
| American Family | $2,759 | $2,759 | $2,534 | $2,534 | $7,447 | $9,786 | $2,759 | $3,219 |
| Farmers | $2,850 | $2,839 | $2,538 | $2,721 | $12,300 | $12,683 | $3,204 | $3,284 |
| Geico | $1,551 | $1,728 | $1,315 | $1,680 | $4,475 | $4,702 | $1,416 | $1,388 |
| Nationwide | $2,257 | $2,288 | $2,026 | $2,135 | $5,648 | $7,190 | $2,613 | $2,814 |
| Progressive | $1,998 | $1,741 | $1,800 | $1,708 | $8,296 | $9,242 | $2,141 | $2,115 |
| State Farm | $2,137 | $2,137 | $1,893 | $1,893 | $6,729 | $8,454 | $2,300 | $2,909 |
| Travelers | $2,004 | $2,107 | $1,877 | $1,994 | $5,964 | $7,555 | $2,115 | $2,222 |
| USAA | $1,498 | $1,509 | $1,392 | $1,422 | $5,351 | $6,190 | $1,964 | $2,126 |
Cheap Sun City West, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Sun City West, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Sun City West, Arizona.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,454 | $9,629 |
| American Family | $7,447 | $9,786 |
| Farmers | $12,300 | $12,683 |
| Geico | $4,475 | $4,702 |
| Nationwide | $5,648 | $7,190 |
| Progressive | $8,296 | $9,242 |
| State Farm | $6,729 | $8,454 |
| Travelers | $5,964 | $7,555 |
| USAA | $5,351 | $6,190 |
Cheap Sun City West, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Sun City West, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,336 | $3,336 |
| American Family | $2,534 | $2,534 |
| Farmers | $2,538 | $2,721 |
| Geico | $1,315 | $1,680 |
| Nationwide | $2,026 | $2,135 |
| Progressive | $1,800 | $1,708 |
| State Farm | $1,893 | $1,893 |
| Travelers | $1,877 | $1,994 |
| USAA | $1,392 | $1,422 |
Cheap Sun City West, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sun City West, Arizona compared to the annual auto insurance rates with a clean record in Sun City West, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,846 | $4,899 | $5,555 | $4,993 |
| American Family | $2,990 | $4,648 | $5,786 | $3,474 |
| Farmers | $4,476 | $5,786 | $5,650 | $5,298 |
| Geico | $1,763 | $2,392 | $3,210 | $1,763 |
| Nationwide | $2,863 | $3,009 | $4,419 | $3,194 |
| Progressive | $3,201 | $4,225 | $3,376 | $3,717 |
| State Farm | $3,229 | $3,884 | $3,556 | $3,556 |
| Travelers | $2,583 | $3,361 | $3,764 | $3,212 |
| USAA | $1,959 | $2,784 | $3,681 | $2,302 |
Cheap Sun City West, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Sun City West, Arizona is not easy. Compare the annual rates for DUI auto insurance in Sun City West, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,555 |
| American Family | $5,786 |
| Farmers | $5,650 |
| Geico | $3,210 |
| Nationwide | $4,419 |
| Progressive | $3,376 |
| State Farm | $3,556 |
| Travelers | $3,764 |
| USAA | $3,681 |
Cheap Sun City West, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Sun City West, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,159 | $4,397 | $3,914 |
| American Family | $5,304 | $3,957 | $3,412 |
| Farmers | $6,057 | $5,050 | $4,800 |
| Geico | $3,135 | $2,057 | $1,654 |
| Nationwide | $4,044 | $3,236 | $2,833 |
| Progressive | $4,043 | $3,538 | $3,309 |
| State Farm | $6,546 | $2,535 | $1,588 |
| Travelers | $3,930 | $3,202 | $2,558 |
| USAA | $3,547 | $2,459 | $2,038 |
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Cheap Sun City West, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Sun City West, Arizona auto insurance. Find the cheapest annual Sun City West, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,823 | $4,823 |
| American Family | $4,185 | $4,264 |
| Farmers | $5,302 | $5,302 |
| Geico | $2,245 | $2,320 |
| Nationwide | $3,371 | $3,371 |
| Progressive | $3,630 | $3,630 |
| State Farm | $3,465 | $3,648 |
| Travelers | $3,230 | $3,230 |
| USAA | $2,652 | $2,711 |
Cheap Sun City West, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Sun City West, Arizona? Check out the comparison of annual Sun City West, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,508 | $4,849 | $5,113 |
| American Family | $4,034 | $4,359 | $4,279 |
| Farmers | $4,457 | $5,360 | $6,090 |
| Geico | $1,914 | $2,319 | $2,613 |
| Nationwide | $3,185 | $3,417 | $3,511 |
| Progressive | $3,159 | $3,703 | $4,028 |
| State Farm | $3,176 | $3,627 | $3,866 |
| Travelers | $2,846 | $3,286 | $3,558 |
| USAA | $2,495 | $2,713 | $2,837 |
Best By Category: Cheapest Auto Insurance in Sun City West, Arizona
Compare the cheapest auto insurance companies in Sun City West, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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The Cheapest Sun City West, Arizona Auto Insurance Companies
What auto insurance companies in Sun City West, Arizona are the cheapest? Compare the top Sun City West, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,823 |
| American Family | $4,224 |
| Farmers | $5,302 |
| Geico | $2,282 |
| Nationwide | $3,371 |
| Progressive | $3,630 |
| State Farm | $3,556 |
| Travelers | $3,230 |
| USAA | $2,682 |
What affects auto insurance rates in Sun City West, Arizona?
There are a lot of reasons why auto insurance rates in Sun City West, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sun City West, Arizona. Many local factors may affect your Sun City West auto insurance rates.
Sun City West Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sun City West, Arizona commute length is 25.1 minutes according to City-Data.
Compare Sun City West, Arizona Auto Insurance Quotes
Before you buy Sun City West, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sun City West, Arizona auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
Can my auto insurance policy cover damage from natural disasters?
Comprehensive coverage often covers damage from natural disasters. Review your policy or consult your insurer for details.
What should I do after a car accident?
Ensure safety, call emergency services if needed, exchange information, gather evidence, and report the accident to your insurance company.
How can I lower my auto insurance rates?
Maintain a clean driving record, bundle policies, increase deductibles, seek discounts, and compare quotes to lower rates.
Can I cancel my auto insurance policy at any time?
In most cases, you can cancel your policy at any time, but check with your insurer for specific guidelines.
What is the difference between a premium and a deductible?
A premium is the amount you pay for coverage, while a deductible is the amount you pay out of pocket before insurance kicks in.
Does auto insurance cover rental cars?
Auto insurance may cover rental cars, but coverage can vary. Check with your insurance provider for details.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.