The Villages, FL Auto Insurance (2024)
The average The Villages, FL auto insurance rates are $315 per month. The minimum auto insurance in The Villages is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in The Villages, Florida, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in The Villages, FL for senior drivers are $2,301 per year
- The most expensive auto insurance company in The Villages for teen drivers is Allstate
- The cheapest auto insurance company in The Villages is USAA
The Villages, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in The Villages can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in The Villages, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in The Villages to other Florida cities, including Cape Coral auto insurance rates, Hialeah auto insurance rates, and Tallahassee auto insurance rates to see how The Villages, Florida auto insurance rates stack up.
Before you buy The Villages, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free The Villages, Florida auto insurance quotes.
Minimum Auto Insurance in The Villages, Florida
The Villages, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in The Villages, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap The Villages, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in The Villages, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,537 | $3,429 | $3,111 | $3,182 | $12,226 | $13,397 | $3,591 | $3,670 |
| Geico | $2,435 | $2,446 | $2,280 | $2,280 | $4,328 | $5,431 | $2,680 | $2,722 |
| Liberty Mutual | $2,991 | $2,991 | $2,750 | $2,750 | $6,195 | $9,482 | $2,991 | $4,016 |
| Nationwide | $2,381 | $2,352 | $2,133 | $2,204 | $5,626 | $6,916 | $2,614 | $2,719 |
| Progressive | $3,419 | $3,227 | $2,932 | $3,139 | $9,473 | $10,317 | $4,110 | $3,930 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,392 | $1,369 | $1,297 | $1,288 | $4,728 | $5,502 | $1,739 | $1,879 |
Cheap The Villages, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in The Villages, Florida is a challenge. Take a look at the annual teen auto insurance rates in The Villages, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,226 | $13,397 |
| Geico | $4,328 | $5,431 |
| Liberty Mutual | $6,195 | $9,482 |
| Nationwide | $5,626 | $6,916 |
| Progressive | $9,473 | $10,317 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,728 | $5,502 |
Cheap The Villages, Florida Auto Insurance for Seniors
What are senior auto insurance rates in The Villages, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,111 | $3,182 |
| Geico | $2,280 | $2,280 |
| Liberty Mutual | $2,750 | $2,750 |
| Nationwide | $2,133 | $2,204 |
| Progressive | $2,932 | $3,139 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,297 | $1,288 |
Cheap The Villages, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in The Villages, Florida compared to the annual auto insurance rates with a clean record in The Villages, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,984 | $5,936 | $6,621 | $5,530 |
| Geico | $2,154 | $2,742 | $4,063 | $3,342 |
| Liberty Mutual | $3,109 | $4,005 | $5,763 | $4,207 |
| Nationwide | $2,887 | $3,160 | $4,227 | $3,198 |
| Progressive | $4,000 | $5,919 | $4,982 | $5,373 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,883 | $2,319 | $3,421 | $1,973 |
Cheap The Villages, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in The Villages, Florida is not easy. Compare the annual rates for DUI auto insurance in The Villages, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,621 |
| Geico | $4,063 |
| Liberty Mutual | $5,763 |
| Nationwide | $4,227 |
| Progressive | $4,982 |
| State Farm | $2,499 |
| USAA | $3,421 |
Cheap The Villages, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how The Villages, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,042 | $5,104 | $4,158 |
| Geico | $4,462 | $2,715 | $2,048 |
| Liberty Mutual | $5,471 | $4,043 | $3,298 |
| Nationwide | $4,204 | $3,097 | $2,804 |
| Progressive | $6,629 | $4,684 | $3,893 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,909 | $1,906 | $1,383 |
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Cheap The Villages, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in The Villages, Florida can vary. Compare the annual cost of auto insurance by ZIP code in The Villages, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 32162 | $2,850 |
| 32163 | $2,984 |
Cheap The Villages, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect The Villages, Florida auto insurance. Find the cheapest annual The Villages, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,602 | $5,934 |
| Geico | $3,060 | $3,090 |
| Liberty Mutual | $4,136 | $4,405 |
| Nationwide | $3,368 | $3,368 |
| Progressive | $5,068 | $5,068 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,372 | $2,426 |
Cheap The Villages, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in The Villages, Florida? Check out the comparison of annual The Villages, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,399 | $6,076 | $6,828 |
| Geico | $2,536 | $3,181 | $3,509 |
| Liberty Mutual | $3,935 | $4,330 | $4,547 |
| Nationwide | $2,664 | $3,501 | $3,939 |
| Progressive | $4,344 | $5,173 | $5,689 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,086 | $2,481 | $2,631 |
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Best By Category: Cheapest Auto Insurance in The Villages, Florida
Compare the cheapest auto insurance companies in The Villages, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest The Villages, Florida Auto Insurance Companies
What auto insurance companies in The Villages, Florida are the cheapest? Compare the top The Villages, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,768 |
| Geico | $3,075 |
| Liberty Mutual | $4,271 |
| Nationwide | $3,368 |
| Progressive | $5,068 |
| State Farm | $2,499 |
| USAA | $2,399 |
What affects auto insurance rates in The Villages, Florida?
There are a lot of reasons why auto insurance rates in The Villages, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in The Villages, Florida. Many local factors may affect your The Villages auto insurance rates.
The Villages Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average The Villages, Florida commute length is 24.5 minutes according to City-Data.
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Compare The Villages, Florida Auto Insurance Quotes
Before you buy The Villages, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free The Villages, Florida auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in The Villages, Florida?
The Villages, Florida auto insurance laws require a minimum coverage of 10/20/10 to comply with the state’s regulations.
How can I find cheap auto insurance in The Villages, Florida?
To find the best cheap auto insurance in The Villages, Florida, it’s recommended to compare quotes from multiple companies. This allows you to compare rates and choose the most affordable option.
How are auto insurance rates in The Villages, Florida determined?
Auto insurance rates in The Villages, Florida are influenced by various factors, including driving record, credit history, age, gender, marital status, commute time, and coverage level.
Are there specific factors that affect auto insurance rates in The Villages, Florida?
Yes, factors such as traffic conditions and the number of vehicle thefts in The Villages, Florida can impact auto insurance rates in the area.
What is the average auto insurance rate in The Villages, Florida?
The average auto insurance rate in The Villages, Florida is approximately $315 per month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.