Tyler, TX Auto Insurance (2024)
The average Tyler, TX auto insurance rates are $321 per month. The minimum auto insurance in Tyler is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Tyler, Texas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Tyler is USAA
- The average commute length in Tyler is 20.9 minutes
- Average auto insurance rates in Tyler, TX for senior drivers are $2,331 per year
Tyler, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Tyler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tyler, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Tyler to other Texas cities, including Corpus Christi auto insurance rates, Plano auto insurance rates, and Houston auto insurance rates to see how Tyler, Texas auto insurance rates stack up.
Before you buy Tyler, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tyler, Texas auto insurance quotes.
Minimum Auto Insurance in Tyler, Texas
Tyler, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tyler, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Tyler, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Tyler, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,534 | $3,559 | $3,487 | $3,487 | $9,407 | $11,340 | $4,366 | $4,540 |
| American Family | $2,470 | $2,756 | $2,341 | $2,685 | $6,719 | $8,776 | $3,576 | $4,077 |
| Geico | $2,436 | $2,639 | $2,373 | $2,712 | $5,356 | $5,529 | $2,631 | $2,605 |
| Nationwide | $2,297 | $2,333 | $2,034 | $2,150 | $6,488 | $8,315 | $2,698 | $2,915 |
| Progressive | $2,453 | $2,322 | $2,195 | $2,229 | $10,532 | $11,770 | $2,906 | $2,941 |
| State Farm | $2,114 | $2,114 | $1,888 | $1,888 | $5,191 | $6,640 | $2,307 | $2,378 |
| USAA | $1,661 | $1,661 | $1,594 | $1,571 | $4,779 | $5,175 | $2,211 | $2,350 |
Cheap Tyler, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Tyler, Texas is a challenge. Take a look at the annual teen auto insurance rates in Tyler, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,407 | $11,340 |
| American Family | $6,719 | $8,776 |
| Geico | $5,356 | $5,529 |
| Nationwide | $6,488 | $8,315 |
| Progressive | $10,532 | $11,770 |
| State Farm | $5,191 | $6,640 |
| USAA | $4,779 | $5,175 |
Cheap Tyler, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Tyler, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,487 | $3,487 |
| American Family | $2,341 | $2,685 |
| Geico | $2,373 | $2,712 |
| Nationwide | $2,034 | $2,150 |
| Progressive | $2,195 | $2,229 |
| State Farm | $1,888 | $1,888 |
| USAA | $1,594 | $1,571 |
Cheap Tyler, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tyler, Texas compared to the annual auto insurance rates with a clean record in Tyler, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,222 | $6,566 | $6,851 | $4,222 |
| American Family | $3,811 | $4,831 | $4,247 | $3,811 |
| Geico | $2,788 | $3,694 | $3,069 | $3,590 |
| Nationwide | $3,174 | $3,174 | $4,687 | $3,581 |
| Progressive | $4,067 | $5,287 | $4,749 | $4,572 |
| State Farm | $2,711 | $3,126 | $3,712 | $2,711 |
| USAA | $1,948 | $2,895 | $3,421 | $2,236 |
Cheap Tyler, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Tyler, Texas is not easy. Compare the annual rates for DUI auto insurance in Tyler, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,851 |
| American Family | $4,247 |
| Geico | $3,069 |
| Nationwide | $4,687 |
| Progressive | $4,749 |
| State Farm | $3,712 |
| USAA | $3,421 |
Cheap Tyler, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Tyler, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,942 | $5,091 | $4,362 |
| American Family | $5,704 | $3,633 | $3,188 |
| Geico | $5,071 | $2,871 | $1,914 |
| Nationwide | $4,380 | $3,521 | $3,060 |
| Progressive | $5,240 | $4,546 | $4,219 |
| State Farm | $4,340 | $2,702 | $2,153 |
| USAA | $3,837 | $2,235 | $1,803 |
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Cheap Tyler, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Tyler, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Tyler, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 75701 | $5,618 |
| 75702 | $5,765 |
| 75703 | $5,696 |
| 75704 | $5,825 |
| 75705 | $5,857 |
| 75706 | $5,964 |
| 75707 | $5,625 |
| 75708 | $5,665 |
| 75709 | $5,818 |
| 75798 | $5,621 |
| 75799 | $5,838 |
Cheap Tyler, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Tyler, Texas auto insurance. Find the cheapest annual Tyler, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,330 | $5,600 |
| American Family | $4,175 | $4,175 |
| Geico | $3,225 | $3,346 |
| Nationwide | $3,654 | $3,654 |
| Progressive | $4,669 | $4,669 |
| State Farm | $3,065 | $3,065 |
| USAA | $2,592 | $2,658 |
Cheap Tyler, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Tyler, Texas? Check out the comparison of annual Tyler, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,339 | $5,418 | $5,639 |
| American Family | $3,860 | $4,013 | $4,652 |
| Geico | $3,090 | $3,238 | $3,528 |
| Nationwide | $3,910 | $3,499 | $3,552 |
| Progressive | $4,418 | $4,647 | $4,941 |
| State Farm | $2,906 | $3,056 | $3,233 |
| USAA | $2,527 | $2,613 | $2,736 |
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Best By Category: Cheapest Auto Insurance in Tyler, Texas
Compare the cheapest auto insurance companies in Tyler, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Tyler, Texas Auto Insurance Companies
What auto insurance companies in Tyler, Texas are the cheapest? Compare the top Tyler, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,465 |
| American Family | $4,175 |
| Geico | $3,285 |
| Nationwide | $3,654 |
| Progressive | $4,669 |
| State Farm | $3,065 |
| USAA | $2,625 |
What affects auto insurance rates in Tyler, Texas?
There are a lot of reasons why auto insurance rates in Tyler, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tyler, Texas. Many local factors may affect your Tyler auto insurance rates.
Tyler Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tyler, Texas auto theft statistics, there have been 151 auto thefts in the city.
Tyler Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tyler, Texas commute length is 20.9 minutes according to City-Data.
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Compare Tyler, Texas Auto Insurance Quotes
Before you buy Tyler, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tyler, Texas auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Tyler, TX?
Yes, auto insurance is mandatory in Tyler, TX, as it is in most states. Texas law requires all drivers to carry minimum liability insurance coverage to legally operate a vehicle on public roads.
What are the minimum auto insurance requirements in Tyler, TX?
In Tyler, TX, the minimum auto insurance requirements are commonly referred to as 30/60/25 coverage. This means you must have at least $30,000 in bodily injury liability coverage per person, $60,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
What other types of auto insurance coverage should I consider in Tyler, TX?
In addition to the minimum liability coverage, you may want to consider additional types of coverage to protect yourself and your vehicle. Some common options include:
- Collision coverage: Pays for repairs or replacement of your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Covers damages to your vehicle caused by non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance coverage.
- Medical payments coverage: Covers medical expenses for you and your passengers, regardless of fault.
How can I find affordable auto insurance in Tyler, TX?
To find affordable auto insurance in Tyler, TX, consider the following steps:
- Compare quotes from multiple insurance companies to find the best rates.
- Maintain a good driving record, as insurance premiums can increase with traffic violations or accidents.
- Opt for a higher deductible, which can lower your premium but means you’ll pay more out of pocket in the event of a claim.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for taking defensive driving courses.
What factors can affect my auto insurance premium in Tyler, TX?
Several factors can impact your auto insurance premium in Tyler, TX. These may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, and even your ZIP code. Additionally, the coverage limits and deductibles you choose will also influence your premium.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.