What is the group number on an insurance card?
The first thing you should know is that the group number on an insurance card is one of the most important pieces of information. Paired with your policy number, the group number on your insurance card is used to locate and identify your policy. Without the group number, the technician won't be able to help you.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The group and policy numbers help identify you to the insurance company
- Your technician will use the group number to check benefits and file claims
- It’s easy to get a new insurance card mailed to your house
Are you looking for the group number on an insurance card? Your auto insurance card is packed with important information about your policy. Whoever is doing work on your car will use your insurance card to verify your benefits and then file claims based on the service you received. Therefore, you can get a cheap auto insurance card replacement quickly.
While you’re researching the group number on your insurance, enter your ZIP code into our free quote tool to see what you could pay for a policy today.
What is the group number on my insurance card?
Hundreds of millions of Americans have some form of an insurance program, meaning there are a lot of insurance cards out there. In fact, according to the Insurance Information Institute, seven out of eight drivers are insured, meaning a lot of policies are on the market. But unfortunately, this also means that one in eight drivers is currently driving without insurance.
Without the proper numbers identifying the policy and your place within it, verifying insurance information would take even longer than it does today.
The group number on your insurance card is meant to identify the specific benefits associated with your employer’s plan. When you receive help, the mechanic will use your group number paired with the policy number to file a claim. Because of its importance, you can usually find it labeled on the front of the card.
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Where is the policy number on the insurance card?
As previously mentioned, the mechanic or service will use your policy number and the group number to help file a claim with your insurance company. The policy number on auto insurance is a unique number that will allow them to verify that you have coverage, to begin with.
Using this number, the provider will look up your specific benefits with an auto insurance policy number lookup tool and see how it applies to your current issues. In addition, they can check your policy number on your insurance by looking at your card and using it to identify the program you’re in.
You’ll always find this number on the front of your insurance card labeled as the policy number or member ID. If you don’t see this number on your card, you should immediately contact your insurance company.
Where can I find the insurance company’s contact information?
When filing a claim or checking benefits, the provider must know who to call. To this end, many insurance companies have taken the extra step of printing contact information on the card. However, that’s not your only option to find out how to get in touch with your insurer.
Some of the ways that you can find your insurer’s contact information include:
- Using the information printed on the back of your card
- Googling the insurance company to see its website
- Going directly to a local office to voice your concerns
If you are having issues with your policy or need some questions answered, there are multiple ways to get in contact with your insurer. Many auto insurance companies print their information on the back of their card, but if that’s not an option, you can always refer to the internet or an in-person location.
What else should I know about my insurance card?
There are a lot of numbers and fields on your auto insurance card that might appear in a different language at first glance. However, your providers will use that information to understand your benefits and answer any questions about your benefits. With the abundance of insurance plans out there, this is the one tool to help find your coverage.
Some of the other fields on the insurance card you should be aware of are:
- Name of Covered – The people who are named on your insurance cards are the people who are currently covered under your auto insurance policy.
- Plan Type – Your specific plan type
- Vehicles Covered – This will show what vehicles are currently insured under your policy via the three-digit vehicle ID on your insurance card.
With all this information on one little card, it can feel like a lot. However, your auto insurance card is your most essential tool when seeking service. Not only will it keep you from being solely responsible for the visit, but some providers won’t see you without insurance.
The three-digit vehicle ID on your insurance card for State Farm will help identify your vehicle to the insurer when you take it in for repairs or other work.
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Where can I find a breakdown of my share of costs?
There are multiple ways to find out what you’re going to have to pay after your doctors’ visits. As mentioned above, sometimes, the insurance company will list popular costs on the side of your insurance card. If they haven’t done this, you’re going to have to do a little more research.
If you can get on your phone or computer, go to your insurance company’s website and log in to the customer portal. Once you’ve logged in, you should navigate to the portion of the website with your policy details. You should be able to find any costs you’ll pay when you go to specific doctors like primary care or specialties.
If you don’t have a way to reach the insurance company’s website, you should consider calling or going to an in-person office. This way, you’ll be able to ask any of the questions about your costs that you have in a way that’s personal and responsive at the moment.
What happens if I lose my insurance card?
Accidents happen, and losing the little cards we’re supposed to keep with us is one of them. However, if you need a new insurance card, it can often be as simple as contacting the insurer and letting them know that you somehow misplaced your auto insurance card.
There are a few ways that you can get a new insurance card, each being pretty simple:
- Use the customer portal on the insurance company’s website to request one
- Call the insurance company and share your problem with an agent
- Send an email or letter stating that you’ve lost your card and need a new one
- Go into an in-person office and talk about your issue
Once your insurance company knows that you no longer have your card, it should take between five to seven business days to get your new card.
Where should I put my auto insurance card when I’m not using it?
With a document as important as your auto insurance card, you should be aware of where it is in case you need it. If you can, keeping it close by will be a great way to have it when necessary. This can mean keeping it in your wallet, glove box, purse, or wherever else you’ll be able to grab it quickly.
It might also benefit you to have more than one copy of your insurance card, just in case. It will never hurt to have a spare, especially if you’re prone to losing things.
Group Number on the Insurance Card: The Bottom Line
Your insurance card has several fields with letters and numbers meant to help narrow down your policy. A mechanic or other technician will use your auto insurance card to make sure that you have coverage. All those numbers and fields help identify you and your policy, saving a lot of time on insurance verification.
Now that you know about the group number on your insurance card, enter your ZIP code into our free quote tool to see what you could pay for an auto insurance policy today.
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Frequently Asked Questions
What is the group number on an insurance card?
The group number on an insurance card is a unique identifier that distinguishes a specific group or plan under which an individual is covered. It is typically provided by the insurance company or employer and helps the healthcare provider verify and process claims accurately.
Where can I find the group number on my insurance card?
The group number is usually displayed prominently on the front of your insurance card. It may be labeled as “Group Number” or “GRP,” followed by a series of alphanumeric characters. If you are unable to locate it, you can contact your insurance company’s customer service for assistance.
Do I need to provide the group number when receiving medical services?
Yes, it is important to provide your group number whenever you receive medical services. Healthcare providers use this information to verify your eligibility and ensure that claims are billed correctly to your insurance plan. Failure to provide the group number may result in delays or complications in processing your claims.
Can the group number change over time?
In some cases, the group number may change. This can occur if you switch employers or if your insurance plan undergoes any modifications. If you experience a change in your group number, make sure to update your records and inform your healthcare providers to prevent any disruptions in coverage or claims processing.
What should I do if my group number is incorrect or missing on my insurance card?
If you notice that your group number is incorrect or missing on your insurance card, you should immediately contact your insurance company’s customer service. They will be able to provide you with the correct group number or issue a new insurance card if necessary. It is essential to have accurate and up-to-date information to ensure smooth processing of your claims.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.