Yakima, WA Auto Insurance (2024)
The average Yakima, WA auto insurance rates are $233 per month. The minimum auto insurance in Yakima is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Yakima, Washington, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Yakima for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Yakima is Nationwide
- Average auto insurance rates in Yakima, WA for senior drivers are $1,504 per year
Yakima, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Yakima can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Yakima, Washington, including driving record, credit, commute time, and more.
Compare auto insurance in Yakima to other Washington cities, including Spokane Valley auto insurance rates, Federal Way auto insurance rates, and Seattle auto insurance rates to see how Yakima, Washington auto insurance rates stack up.
Before you buy Yakima, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Yakima, Washington auto insurance quotes.
Minimum Auto Insurance in Yakima, Washington
Yakima, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Yakima, Washington.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Yakima, Washington Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Yakima, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,825 | $1,806 | $1,688 | $1,766 | $6,241 | $7,207 | $1,938 | $2,009 |
| American Family | $1,885 | $1,885 | $1,717 | $1,717 | $7,106 | $9,758 | $1,885 | $2,555 |
| Farmers | $2,108 | $2,163 | $1,930 | $2,182 | $4,783 | $5,131 | $2,652 | $2,757 |
| Geico | $1,638 | $1,667 | $1,538 | $1,538 | $3,541 | $4,635 | $2,758 | $2,015 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,294 | $1,323 | $1,205 | $1,253 | $3,450 | $4,199 | $1,539 | $1,659 |
| Progressive | $1,485 | $1,389 | $1,335 | $1,353 | $7,416 | $8,301 | $1,774 | $1,764 |
| State Farm | $1,398 | $1,398 | $1,259 | $1,259 | $3,990 | $5,049 | $1,585 | $1,825 |
| USAA | $1,087 | $1,074 | $1,048 | $1,051 | $4,647 | $5,483 | $1,374 | $1,505 |
Cheap Yakima, Washington Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Yakima, Washington is a challenge. Take a look at the annual teen auto insurance rates in Yakima, Washington.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,241 | $7,207 |
| American Family | $7,106 | $9,758 |
| Farmers | $4,783 | $5,131 |
| Geico | $3,541 | $4,635 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,450 | $4,199 |
| Progressive | $7,416 | $8,301 |
| State Farm | $3,990 | $5,049 |
| USAA | $4,647 | $5,483 |
Cheap Yakima, Washington Auto Insurance for Seniors
What are senior auto insurance rates in Yakima, Washington? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,688 | $1,766 |
| American Family | $1,717 | $1,717 |
| Farmers | $1,930 | $2,182 |
| Geico | $1,538 | $1,538 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,205 | $1,253 |
| Progressive | $1,335 | $1,353 |
| State Farm | $1,259 | $1,259 |
| USAA | $1,048 | $1,051 |
Cheap Yakima, Washington Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Yakima, Washington compared to the annual auto insurance rates with a clean record in Yakima, Washington.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,587 | $3,216 | $3,553 | $2,884 |
| American Family | $2,865 | $3,656 | $4,231 | $3,503 |
| Farmers | $2,456 | $3,054 | $3,295 | $3,048 |
| Geico | $1,864 | $2,385 | $3,553 | $1,864 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,552 | $2,093 | $2,620 | $1,695 |
| Progressive | $2,514 | $3,926 | $2,932 | $3,035 |
| State Farm | $2,021 | $2,420 | $2,220 | $2,220 |
| USAA | $1,587 | $2,295 | $2,878 | $1,874 |
Cheap Yakima, Washington Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Yakima, Washington is not easy. Compare the annual rates for DUI auto insurance in Yakima, Washington to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,553 |
| American Family | $4,231 |
| Farmers | $3,295 |
| Geico | $3,553 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,620 |
| Progressive | $2,932 |
| State Farm | $2,220 |
| USAA | $2,878 |
Cheap Yakima, Washington Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Yakima, Washington annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,803 | $2,894 | $2,484 |
| American Family | $4,211 | $3,433 | $3,047 |
| Farmers | $3,614 | $2,731 | $2,544 |
| Geico | $2,876 | $2,301 | $2,071 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,363 | $1,864 | $1,742 |
| Progressive | $3,424 | $3,048 | $2,835 |
| State Farm | $3,214 | $1,937 | $1,510 |
| USAA | $2,724 | $1,996 | $1,755 |
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Cheap Yakima, Washington Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Yakima, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Yakima, Washington to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 98902 | $2,795 |
| 98903 | $2,739 |
| 98908 | $2,737 |
Cheap Yakima, Washington Auto Insurance Rates By Commute
Commute length and annual mileage affect Yakima, Washington auto insurance. Find the cheapest annual Yakima, Washington auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,060 | $3,060 |
| American Family | $3,489 | $3,638 |
| Farmers | $2,963 | $2,963 |
| Geico | $2,386 | $2,447 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $1,990 | $1,990 |
| Progressive | $3,102 | $3,102 |
| State Farm | $2,161 | $2,280 |
| USAA | $2,137 | $2,180 |
Cheap Yakima, Washington Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Yakima, Washington? Check out the comparison of annual Yakima, Washington auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,884 | $3,050 | $3,247 |
| American Family | $3,385 | $3,559 | $3,746 |
| Farmers | $2,759 | $2,964 | $3,166 |
| Geico | $2,274 | $2,418 | $2,557 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $1,882 | $1,989 | $2,099 |
| Progressive | $2,802 | $3,017 | $3,487 |
| State Farm | $2,074 | $2,227 | $2,360 |
| USAA | $2,012 | $2,157 | $2,307 |
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Best By Category: Cheapest Auto Insurance in Yakima, Washington
Compare the cheapest auto insurance companies in Yakima, Washington in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Yakima, Washington Auto Insurance Companies
What auto insurance companies in Yakima, Washington are the cheapest? Compare the top Yakima, Washington auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,060 |
| American Family | $3,564 |
| Farmers | $2,963 |
| Geico | $2,416 |
| Liberty Mutual | $3,689 |
| Nationwide | $1,990 |
| Progressive | $3,102 |
| State Farm | $2,220 |
| USAA | $2,159 |
What affects auto insurance rates in Yakima, Washington?
There are a lot of reasons why auto insurance rates in Yakima, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Yakima, Washington. Many local factors may affect your Yakima auto insurance rates.
Yakima Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Yakima, Washington auto theft statistics, there have been 506 auto thefts in the city.
Yakima Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Yakima, Washington commute length is 17.3 minutes according to City-Data.
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Compare Yakima, Washington Auto Insurance Quotes
Before you buy Yakima, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Yakima, Washington auto insurance quotes.
Frequently Asked Questions
Can credit history affect auto insurance rates in Yakima, WA?
Yes, credit history can affect auto insurance rates in Yakima, WA. A good credit score is often associated with lower rates, while a poor credit score may result in higher premiums.
How does driving record impact auto insurance rates in Yakima, WA?
Driving record has a significant impact on auto insurance rates in Yakima, WA. A clean driving record generally results in lower rates, while accidents, DUIs, and speeding violations can increase premiums.
What are the average auto insurance rates for seniors in Yakima, WA?
The average auto insurance rates for senior drivers in Yakima, WA are $1,504 per year.
How do age, gender, and marital status affect auto insurance rates in Yakima, WA?
Auto insurance rates in Yakima, WA are affected by age, gender, and marital status. Generally, married individuals and older drivers tend to have lower rates.
Does my ZIP code affect my auto insurance rates in Yakima, Washington?
Yes, your ZIP code can influence your auto insurance rates in Yakima, Washington. Insurance companies consider factors such as the frequency of accidents, theft rates, population density, and local road conditions when determining premiums. Rates may vary depending on the specific risks associated with your ZIP code.
Can I add additional coverage options to my auto insurance policy in Yakima, Washington?
Yes, most insurance companies offer various additional coverage options that you can add to your auto insurance policy in Yakima, Washington. These options may include collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and roadside assistance. Speak with your insurance agent to explore the available options and determine what suits your needs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.