Honda Fit Auto Insurance (2024)
Auto insurance rates for a Honda Fit average $1,148 a year, or around $96 a month. Good drivers can save as much as $1,770 a year over higher risk drivers.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,148 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,196 a year or $350 each month
- Good drivers can save as much as $473 a year by earning policy discounts
- Honda Fit insurance costs around $371 less per year than the average vehicle
Honda Fit insurance rates are $371 cheaper than the average vehicle insurance rates. Honda Fit’s full coverage insurance costs $96 per month, while liability-only coverage is as low as $38 per month. Read through our Honda Fit insurance rate guide to learn more.
You can start comparing quotes for Honda Fit auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Honda Fit Insurance Cost
The average auto insurance rates for a Honda Fit cost $1,148 a year or $96 a month.
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Are Honda Fits Expensive to Insure?
The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Ford Focus RS, and Volkswagen Golf R.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Honda auto insurance rates online.
What Impacts the Cost of Honda Fit Insurance?
The Honda Fit trim and model you choose can impact the total price you will pay for Honda Fit insurance coverage.
Age of the Vehicle
Older Honda Fit models generally cost less to insure. For example, auto insurance for a 2019 Honda Fit costs $1,148, while 2010 Honda Fit insurance costs are $906, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Honda Fit | $268 | $512 | $258 | $1,148 |
| 2018 Honda Fit | $256 | $506 | $264 | $1,136 |
| 2017 Honda Fit | $248 | $494 | $274 | $1,126 |
| 2016 Honda Fit | $240 | $474 | $284 | $1,108 |
| 2015 Honda Fit | $226 | $458 | $292 | $1,086 |
| 2013 Honda Fit | $208 | $400 | $300 | $1,018 |
| 2012 Honda Fit | $200 | $358 | $304 | $972 |
| 2011 Honda Fit | $188 | $330 | $304 | $932 |
| 2010 Honda Fit | $180 | $310 | $306 | $906 |
Driver Age
Driver age can have a significant impact on the cost of Honda Fit auto insurance. For example, 20-year-old drivers pay as much as $1,455 more each year for their Honda Fit auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Los Angeles may pay $987 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Honda Fit car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.
Honda Fit Safety Ratings
Your Honda Fit auto insurance rates are tied to the Honda Fit’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Crash Test Ratings
Good Honda Fit crash test ratings mean the VW is safer, which could mean cheaper Honda Fit auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Fit Safety Features
The Honda Fit safety features can help lower insurance costs. According to AutoBlog, the 2020 Honda Fit has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda Fit Insurance Loss Probability
Review the Honda Fit auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Honda Fit auto insurance costs; higher percentages mean higher Honda Fit auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -22% |
| Comprehensive | -10% |
| Personal Injury | -1% |
| Medical Payment | -3% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
Honda Fit Finance and Insurance Cost
If you are financing a Honda Fit, most lenders will require your carry higher Honda Fit coverage options including comprehensive coverage, so be sure to shop around and compare Honda Fit auto insurance quotes from the best auto insurance companies using our FREE tool below.
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5 Ways to Save on Honda Fit Insurance
If you want to reduce the cost of your Honda Fit insurance rates, follow these tips below:
- Buy An Older Honda Fit
- Never Drink and Drive Your Honda Fit
- Add a More Experienced Driver to Your Honda Fit Auto Insurance Policy
- Reduce Your Coverage on an Older Honda Fit
- Remove Young Drivers from Your Honda Fit Auto Insurance Plan
Top Honda Fit Insurance Companies
Who is the best company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Fit Insurance Quotes Online
You can start comparing quotes for Honda Fit insurance rates from some of the top auto insurance companies by using our free online tool today.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
How much does auto insurance for a Honda Fit cost?
The average auto insurance rates for a Honda Fit are $1,148 per year or approximately $96 per month.
Are Honda Fits expensive to insure compared to other subcompact hatchbacks?
Honda Fit insurance rates are generally more affordable compared to other subcompact hatchbacks like the Mitsubishi Mirage, Ford Focus RS, and Volkswagen Golf R.
What factors can impact the cost of Honda Fit insurance?
Several factors can affect the cost of Honda Fit insurance, including the trim and model you choose, the age of the vehicle, your age as a driver, your location, and your driving record.
What are the safety ratings of the Honda Fit and how do they affect insurance rates?
The safety ratings of the Honda Fit can impact insurance rates. Good crash test ratings and safety features can potentially lead to lower insurance costs.
How can I save on Honda Fit insurance?
Here are five ways to save on Honda Fit insurance:
- Shop around and compare quotes from different insurance companies.
- Opt for a higher deductible, if you can afford it.
- Take advantage of available discounts, such as multi-policy, safe driver, or vehicle safety feature discounts.
- Maintain a clean driving record.
- Consider bundling your auto insurance with other insurance policies for additional savings.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.