Honda Insight Auto Insurance (2024)
Average Honda Insight insurance rates cost $107 per month ($1,278 per year). You can find cheap Honda Insight insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $751 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,278 a year or $107 each month
- A liability-only policy costs around $513 a year or $43 each month
- Highest rates are for teenage drivers at around $4,671 a year or $389 each month
- Good drivers can save as much as $527 a year by earning policy discounts
- Honda Insight insurance costs around $241 less per year than the average vehicle
Honda Insight insurance rates are around $241 less than the average vehicle, with full coverage costing about $1,278 a year or $107 a month. Good drivers can get discounts totaling up to $527 a year by practicing safe driving habits. Let’s take a look at Honda Insight insurance rates, safety ratings, and more.
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Insight Insurance Cost
The average Honda Insight car insurance rates are $1,278 a year or $107 a month.
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Are Honda Insights Expensive to Insure?
The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Toyota Prius, and Honda Accord Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
However, there are a few things you can do to find the cheapest Honda auto insurance rates online.
What Impacts the Cost of Honda Insight Insurance?
Even though the average annual rate for the Honda Insight is $1,278, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda Insight.
Age of the Vehicle
The average Honda Insight auto insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Honda Insight cost $1,278, while 2010 Honda Insight rates are $1,130, a difference of $148.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Honda Insight | $218 | $450 | $452 | $1,278 |
| 2013 Honda Insight | $208 | $424 | $456 | $1,246 |
| 2012 Honda Insight | $200 | $380 | $460 | $1,198 |
| 2011 Honda Insight | $188 | $350 | $460 | $1,156 |
| 2010 Honda Insight | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on the cost of Honda Insight car insurance. For example, a 20-year-old driver could pay around $130 more each month for their Honda Insight car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in Phoenix may pay $703 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Honda Insight auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight auto insurance rates with violations on their driving record.
Honda Insight Safety Ratings
The Honda Insight’s safety ratings will affect your Honda Insight car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Insight Crash Test Ratings
Poor Honda Insight crash test ratings could mean higher Honda Insight car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Insight 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Insight Safety Features
Having a variety of safety features on your Honda Insight can help lower your insurance costs. According to AutoBlog, the 2020 Honda Insight’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Insight Finance and Insurance Cost
When financing a Honda Insight, most lenders will require your carry higher Honda Insight coverage options including comprehensive coverage, so be sure to shop around and compare Honda Insight car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Insight Insurance
If you want to reduce the cost of your Honda Insight insurance rates, follow these tips below:
- Don’t Assume your Honda Insight is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Spy on Your Teen Driver
- Drive Your Honda Insight Safely
- Don’t Skimp On Honda Insight Liability Coverage
- Ask About Honda Insight Low Mileage Discounts
Top Honda Insight Insurance Companies
Who is the top auto insurance company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Insight Insurance Quotes Online
To start comparing Honda Insight car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
How much does auto insurance for a Honda Insight (2023) cost?
The cost of auto insurance for a Honda Insight (2023) can vary depending on several factors. Insurance providers consider these five factors:
- Your location
- Driving history
- Age
- Coverage options
- Deductible
It’s best to obtain quotes from multiple insurance companies to get an accurate estimate for your specific situation.
Do I need full coverage insurance for my Honda Insight (2023)?
The need for full coverage insurance depends on your personal circumstances and preferences. Full coverage usually refers to a combination of collision and comprehensive coverage, in addition to liability coverage. If you have a loan or lease on your Honda Insight, your lender or leasing company may require you to have full coverage until the loan is paid off. Otherwise, it’s up to you to decide based on factors like the value of your vehicle, your budget, and your risk tolerance.
Are there any specific maintenance requirements that could affect insurance rates for a Honda Insight (2023)?
Insurance rates are primarily determined by factors such as driving history, location, coverage options, and the vehicle itself. While regular maintenance is essential for the performance and longevity of your Honda Insight, it does not usually directly impact insurance rates. However, keeping your vehicle in good condition and addressing any safety-related issues promptly can indirectly contribute to lower insurance premiums.
Can I transfer my existing auto insurance to a new Honda Insight (2023)?
Yes, you can typically transfer your existing auto insurance policy to a new Honda Insight (2023). However, it’s important to inform your insurance provider about the change in vehicle details, as the premium and coverage may need to be adjusted accordingly. Contact your insurance company to update your policy and discuss any necessary changes or requirements when switching vehicles.
What steps can I take to reduce the cost of Honda Insight auto insurance?
Here are six steps you can take to potentially reduce the cost of Honda Insight auto insurance:
- Compare quotes from multiple insurance providers to find the best rate.
- Maintain a good driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, but ensure you can comfortably afford it.
- Inquire about available discounts and take advantage of those applicable to you.
- Install safety features and anti-theft devices in your Honda Insight to potentially qualify for additional discounts.
- Bundle your auto insurance with other policies, such as home or renters insurance, to receive a multi-policy discount.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.