Chevrolet Impala Auto Insurance (2024)
Chevrolet Impala insurance rates cost $1,342 a year, or around $112 a month. On average, comprehensive coverage costs $327, collision coverage costs $477, and liability coverage costs $379 for Chevrolet Impala insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Chevrolet Impala insurance costs around $177 less per year than the average vehicle
Chevrolet Impala insurance rates are $112 per month for full coverage and $45 per month for liability-only coverage. The Chevrolet Impala has insurance rates that’s $177 cheaper than the average vehicle. Read more to learn how to save money on the Chevrolet Impala insurance rates.
You can start comparing quotes for Chevrolet Impala auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Chevrolet Impala Insurance Cost
The average Chevrolet Impala auto insurance costs are $1,342 a year or $112 a month.
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Are Chevrolet Impalas Expensive to Insure?
The chart below details how Chevrolet Impala insurance rates compare to other sedans like the Ford Taurus, Toyota Camry, and Chevrolet Blazer.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Impala | $280 | $532 | $372 | $1,342 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Infiniti Q50 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Impala Insurance?
Even though the average annual rate for the Chevrolet Impala is $1,342, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Impala.
Age of the Vehicle
Older Chevrolet Impala models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Impala costs $1,342, while 2010 Chevrolet Impala insurance costs are $1,112, a difference of $230.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Impala | $280 | $532 | $372 | $1,342 |
| 2019 Chevrolet Impala | $268 | $512 | $390 | $1,328 |
| 2018 Chevrolet Impala | $256 | $506 | $398 | $1,318 |
| 2017 Chevrolet Impala | $248 | $494 | $416 | $1,316 |
| 2016 Chevrolet Impala | $240 | $474 | $430 | $1,302 |
| 2015 Chevrolet Impala | $226 | $458 | $442 | $1,284 |
| 2014 Chevrolet Impala | $218 | $424 | $452 | $1,252 |
| 2013 Chevrolet Impala | $208 | $400 | $456 | $1,222 |
| 2012 Chevrolet Impala | $200 | $358 | $460 | $1,176 |
| 2011 Chevrolet Impala | $188 | $330 | $460 | $1,136 |
| 2010 Chevrolet Impala | $180 | $310 | $464 | $1,112 |
Driver Age
Driver age can have a significant effect on Chevrolet Impala auto insurance rates. For example, 20-year-old drivers pay $1,641 more for their Chevrolet Impala auto insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Impala insurance rates. For example, drivers in Los Angeles may pay $738 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Impala auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Impala auto insurance rates with violations on their driving record.
Chevrolet Impala Safety Ratings
Your Chevrolet Impala auto insurance rates are influenced by the Chevrolet Impala’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Impala Crash Test Ratings
Chevrolet Impala crash test ratings can impact your Chevrolet Impala auto insurance rates. See Chevrolet Impala crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Impala Limited 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2016 Chevrolet Impala Eco eAssist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Impala Safety Features
Good Chevrolet Impala safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Chevrolet Impala are:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Chevrolet Impala Insurance Loss Probability
The Chevrolet Impala’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chevrolet Impala, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 4% |
|---|---|
| Property Damage | -11% |
| Comprehensive | 35% |
| Personal Injury | 22% |
| Medical Payment | 22% |
| Bodily Injury | 4% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Impala Finance and Insurance Cost
If you are financing a Chevrolet Impala, you will pay more if you purchase Chevrolet Impala auto insurance at the dealership, so be sure to shop around and compare Chevrolet Impala auto insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Chevrolet Impala Insurance
You can save more money on your Chevrolet Impala auto insurance rates by employing any of the following five strategies.
- Consider Ride Sharing Services to Lower Your Chevrolet Impala Mileage
- Compare Chevrolet Impala Insurance Rates Online
- Save Money on Young Driver Chevrolet Impala Insurance Rates By Mentioning Grades or GPA
- Purchase a Roadside Assistance Program for Your Chevrolet Impala
- Ask About Usage-Based Insurance for Your Chevrolet Impala
Top Chevrolet Impala Insurance Companies
The best auto insurance companies for Chevrolet Impala auto insurance rates will offer competitive rates, discounts, and account for the Chevrolet Impala’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Impala Insurance Quotes Online
You can start comparing quotes for Chevrolet Impala auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Is auto insurance more expensive for a Chevrolet Impala compared to other vehicles?
The cost of auto insurance for a Chevrolet Impala can vary depending on several factors. Insurance companies consider factors such as the vehicle’s value, repair costs, safety features, theft rates, and the driver’s profile. While the Chevrolet Impala is generally considered a midsize sedan with reasonable insurance rates, premiums can still be influenced by personal factors like your driving history, location, and coverage choices.
What types of coverage should I consider for my Chevrolet Impala?
When insuring your Chevrolet Impala, it’s important to consider comprehensive coverage, collision coverage, and liability coverage. Comprehensive coverage protects against non-collision incidents such as theft, vandalism, or weather damage. Collision coverage helps cover the cost of repairs or replacement if your Impala is involved in an accident. Liability coverage is essential to meet the legal requirements and protect you financially in case you’re at fault in an accident that causes injury or property damage to others.
Are there any specific discounts available for insuring a Chevrolet Impala?
Insurance companies often offer various discounts that can help lower the cost of insuring a Chevrolet Impala. Some common discounts include safe driver discounts, multi-policy discounts (for bundling auto and home insurance), good student discounts (for eligible students), and discounts for having certain safety features installed in your Impala, such as anti-lock brakes, airbags, or an anti-theft system. It’s recommended to inquire about available discounts with different insurance providers to maximize your savings.
Does the trim level of the Chevrolet Impala affect insurance rates?
The trim level of your Chevrolet Impala can potentially affect your insurance rates. Higher trim levels often come with more features and higher values, which can increase the cost of repairs or replacement in the event of an accident or theft. As a result, insurance premiums may be slightly higher for higher-end trim levels. However, other factors such as safety features, the vehicle’s overall safety rating, and the driver’s profile will also impact insurance rates.
Can I insure a Chevrolet Impala for business use?
Yes, it’s possible to insure a Chevrolet Impala for business use. However, it’s important to inform your insurance provider about the intended use of the vehicle. Business use may require additional coverage or policy modifications to ensure adequate protection for your business activities. It’s recommended to discuss your specific needs and requirements with your insurance provider to ensure you have the appropriate coverage in place.
Are there any specific factors that can affect the cost of insurance for a Chevrolet Impala?
Several factors can influence the cost of insurance for a Chevrolet Impala. These factors may include the driver’s age, location, driving history, annual mileage, credit history, and coverage options chosen. Additionally, the vehicle’s safety rating, anti-theft features, and any modifications made to the Impala can impact insurance rates. It’s advisable to discuss these factors with insurance providers to understand how they may affect your premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.