Best Auto Insurance for Marco’s Pizza Delivery Drivers in 2024
You'll pay around $273/mo to get insurance for a Marco's Pizza delivery driver. However, compare Marco's delivery driver auto insurance quotes for your exact cost. Below, you can shop for cheap Marco's Pizza auto insurance rates and compare coverage requirements to find the best deal in your area.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Marco’s doesn’t offer commercial auto insurance to delivery drivers on the job
- You must carry liability coverage as part of your Marco’s Pizza insurance policy to deliver for the company
- Marco’s Pizza commercial car insurance may be necessary for anyone delivering food or other goods full-time
You can get a Marco’s Pizza auto insurance policy for around $273 monthly to cover you on the job and elsewhere. Anyone considering working for Marco’s must ensure they have the best food delivery auto insurance when they drive for work.
Getting cheap auto insurance for Marco’s Pizza delivery drivers is easy if you shop around and compare rates from top companies. Keep reading to see what the Marco’s Pizza insurance requirements are and how much car insurance for Marco’s Pizza costs.
Understanding Marco’s Pizza Auto Insurance
Marco’s Pizza doesn’t offer employees commercial auto insurance when they’re on the job. While some delivery companies provide their employees with insurance coverage, Marco’s requires its drivers to find proper coverage on their own. Read more about the best commercial auto insurance companies.
If you want to work for Marco’s, you must have a liability policy that meets your state’s requirements in terms of coverage limits. You’re also welcome to have additional coverage to protect you and your vehicle after an accident.
Marco’s Pizza Delivery Driver Auto Insurance Requirements
All you must have as a Marco’s delivery driver is liability coverage. The amount you must have depends on where you live.
Each state has minimum auto insurance requirements regarding how much liability coverage you must carry. In addition, each state has specific requirements for both bodily injury and property damage coverage.
The table below outlines the different coverage amounts required in each state:
Minimum Liability Auto Insurance Requirements by State
State Limits
Alabama 25/50/25
Alaska 50/100/25
Arizona 15/30/10
Arkansas 25/50/25
California 15/30/5
Colorado 25/50/15
Connecticut 25/50/20
Deleware 25/50/10
District of Columbia 25/50/10
Florida 10/20/10
Georgia 25/50/25
Hawaii 20/40/10
Idaho 25/50/15
Illinois 25/50/20
Indiana 25/50/25
Iowa 20/40/15
Kansas 25/50/25
Kentucky 25/50/25
Lousiana 15/30/25
Maine 50/100/25
Maryland 30/60/15
Massachusetts 20/40/5
Michigan 20/40/10
Minnesota 30/60/10
Mississippi 25/50/25
Missouri 25/50/25
Montana 25/50/20
Nebraska 25/50/25
Nevada 25/50/20
New Hampshire 25/50/25
New Jersey 15/30/5
New Mexico 25/50/10
New York 25/50/10
North Carolina 30/60/25
North Dakota 25/50/25
Ohio 25/50/25
Oklahoma 25/50/25
Oregon 25/50/20
Pennsylvania 15/30/5
Rhode Island 25/50/25
South Carolina 25/50/25
South Dakota 25/50/25
Tennessee 25/50/15
Texas 30/60/25
Utah 25/65/15
Vermont 25/50/10
Virginia 25/50/20
Washington 25/50/10
West Virginia 25/50/25
Wisconsin 25/50/10
Wyoming 25/50/20
If you live in a state requiring lower coverage limits, your Marco’s Pizza insurance rates may be relatively low compared to rates in states that require higher levels of liability coverage.
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Marco’s Pizza Employee Auto Insurance Cost
The amount you’ll pay for car insurance as a Marco’s delivery driver depends on several different factors, including:
- Age
- Gender
- Where you live
- The car you drive
- How often you drive
- Whether you use your car for business purposes
- Credit score
- Driving history
- Marital status
If someone drives their car for personal use and has a good driving record, their rates for auto insurance could be fairly low. However, your auto insurance rates may be higher if you plan to use your personal vehicle as a delivery driver.
The table below shows the average auto insurance rates for food delivery drivers.
Delivery Driver Auto Insurance Average Rates
Delivery Type Monthly Rates
Catering
(Business Only)$217
Catering
(Business/Personal)$235
Food Delivery
(Business Only)$273
Pizza Delivery
(Business Only)$273
Food Delivery (Business/Personal) $297
Pizza Delivery (Business/Personal) $297
Food Truck
(Business Only)$434
Food Truck (Business/Personal) $763
A pizza delivery driver’s insurance rates are significantly higher than the average auto policy because most people in the food delivery industry choose to carry higher coverage levels.
Marco’s Pizza Commercial Auto Insurance Coverage
If you’re considering commercial insurance as a Marco’s delivery driver, ensure you get adequate coverage for your job.
People who deliver part-time, or just a few hours a week, may not need the coverage types and amounts accompanying a commercial insurance policy.
Commercial auto insurance provides significantly high levels of:
- Bodily injury liability (per person and per accident)
- Property damage liability
- Personal injury protection
- Medical payments
- Legal expenses if you’re at fault in an accident
While Marco’s Pizza commercial coverage may sound like an excellent idea, the high coverage limits come with higher monthly or annual rates.
If you drive for Marco’s full-time, you should consider a commercial insurance policy on your vehicle. However, if you only work for the restaurant a few days a week and drive your car to make deliveries for fewer than 20 hours per week, you may qualify for hired and non-owned coverage.
Hired and Non-Owner Auto Insurance for Marco’s Pizza Delivery
Hired and non-owned car insurance is an add-on for your Marco’s Pizza auto insurance policy that covers you if you get in an accident or your car gets damaged while driving for the company.
Though your standard auto policy could deny your claim while working, hired and non-owned coverage allows you to have the proper liability coverage and personal protection when working.
Most companies have exceptions for this coverage type, so if you work full-time or drive a company-owned vehicle, hired and non-owned car insurance may not be an option.
The primary benefit of this policy type is that you can get higher coverage levels and ensure you’ll be covered if your claim is work-related. Additionally, you can avoid paying premiums as high as those associated with a commercial policy.
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How to Get Cheap Marco’s Pizza Delivery Driver Auto Insurance
The more Marco’s Pizza employee insurance coverage you carry on your vehicle, the higher your insurance rates will be. However, there’s still a chance you can find relatively cheap coverage as a Marco’s delivery driver.
Shopping online and comparing quotes from multiple insurance companies is the best way to find affordable rates for car insurance. Comparing quotes will help you see which companies are willing to offer you the coverage you need at a price that works with your budget.
Once you find a few companies you’re interested in, you can call and speak to a representative about the cost of coverage. Ensure the coverage you’re looking into will help when driving for work, and ask questions if you’re unsure about anything.
Find the Best Marco’s Pizza Auto Insurance for Delivery Drivers
Delivering pizzas for Marco’s requires you have a personal auto insurance policy. While you only have to carry liability auto insurance to work for the company, it’s good to purchase additional coverage to be protected if you get in an accident.
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— AutoInsurance.org (@AutoInsurance) May 3, 2023
Commercial auto insurance or a hired and non-owned policy may work for you, depending on how often you deliver for Marco’s. Comparing auto insurance quotes for Marco’s Pizza delivery online will help ensure you don’t pay too much for coverage. Enter your ZIP code below to get started on finding affordable Marco’s Pizza commercial insurance coverage today.
Frequently Asked Questions
What is Marco’s Pizza Auto Insurance?
Marco’s Pizza Auto Insurance refers to insurance coverage specifically designed to protect vehicles used for delivery purposes by Marco’s Pizza employees or franchisees. It provides financial protection in the event of accidents, damage, theft, or other incidents that occur while using the vehicle for business-related activities.
Why is auto insurance important for Marco’s Pizza delivery drivers?
Auto insurance is important for Marco’s Pizza delivery drivers because it provides coverage in case of accidents or incidents that may occur while performing delivery duties. It helps protect both the driver and the business from potential financial losses resulting from vehicle damage, bodily injury, property damage, or legal claims.
What types of coverage are typically included in Marco’s Pizza Auto Insurance?
Marco’s Pizza Auto Insurance policies often include the following types of coverage:
- Commercial liability: Covers bodily injury and property damage liability caused by the delivery vehicle in an at-fault accident.
- Collision: Provides coverage for damage to the delivery vehicle resulting from a collision with another vehicle or object.
- Comprehensive: Covers damage to the delivery vehicle caused by non-collision incidents such as theft, vandalism, or weather-related events.
- Uninsured/underinsured motorist coverage: Protects the driver and vehicle in case of an accident with an uninsured or underinsured driver who is at fault.
- Medical payments: Covers medical expenses for the driver and passengers in the event of an accident, regardless of fault.
Are there any specific auto insurance requirements for Marco’s Pizza delivery drivers?
The specific auto insurance requirements for Marco’s Pizza delivery drivers may vary depending on the franchise and state regulations. In many cases, delivery drivers are required to carry commercial auto insurance that includes liability coverage to protect both themselves and the business. It’s important for drivers to consult with their employer or insurance provider to understand the specific coverage requirements.
Can personal auto insurance cover Marco’s Pizza delivery activities?
Personal auto insurance policies typically do not provide coverage for accidents or incidents that occur while using a personal vehicle for commercial purposes, such as Marco’s Pizza delivery activities. Personal auto insurance policies are generally intended for personal use only and may exclude coverage for business-related activities. It’s essential for delivery drivers to have appropriate commercial auto insurance that covers their specific work-related activities.
How can Marco’s Pizza delivery drivers find suitable auto insurance coverage?
Marco’s Pizza delivery drivers can find suitable auto insurance coverage by following these steps:
- Consult with the franchise: Speak with the Marco’s Pizza franchise owner or management to understand any specific insurance requirements or recommendations they have for delivery drivers.
- Contact insurance providers: Reach out to insurance companies that specialize in commercial auto insurance and discuss your specific needs as a delivery driver.
- Compare quotes and coverage: Obtain quotes from multiple insurance providers, compare the coverage options, premiums, deductibles, and policy terms to find the most suitable and affordable coverage.
- Understand policy exclusions: Read the policy documents carefully to ensure that the coverage includes commercial use, delivery activities, and any other specific requirements for Marco’s Pizza drivers.
- Seek professional advice: Consider consulting with an insurance agent or broker who specializes in commercial auto insurance to get expert guidance and help in finding the right coverage for your needs.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.