Menomonie, WI Auto Insurance (2024)
The average Menomonie, WI auto insurance rates are $254 per month. The minimum auto insurance in Menomonie is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Menomonie, Wisconsin, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Menomonie, Wisconsin is 25/50/10
- The cheapest auto insurance company in Menomonie is American Family
- The average commute length in Menomonie is 17.0 minutes
Menomonie, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Menomonie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Menomonie, Wisconsin, including driving record, credit, commute time, and more.
Compare auto insurance in Menomonie to other Wisconsin cities, including Appleton auto insurance rates, Eau Claire auto insurance rates, and Milwaukee auto insurance rates to see how Menomonie, Wisconsin auto insurance rates stack up.
Before you buy Menomonie, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Menomonie, Wisconsin auto insurance quotes.
Minimum Auto Insurance in Menomonie, Wisconsin
Menomonie, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Menomonie, Wisconsin.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Menomonie, Wisconsin Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Menomonie, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,270 | $2,392 | $2,096 | $2,314 | $7,380 | $9,435 | $2,309 | $2,513 |
| American Family | $1,071 | $1,122 | $1,015 | $1,021 | $3,329 | $3,680 | $1,284 | $1,372 |
| Farmers | $1,963 | $1,969 | $1,745 | $1,840 | $8,972 | $9,310 | $2,225 | $2,343 |
| Geico | $1,386 | $1,513 | $1,403 | $1,579 | $4,471 | $4,822 | $1,286 | $1,337 |
| Liberty Mutual | $1,739 | $1,900 | $1,406 | $1,600 | $5,758 | $6,462 | $1,849 | $2,006 |
| Nationwide | $4,001 | $4,226 | $3,295 | $3,483 | $7,941 | $12,115 | $4,852 | $5,819 |
| Progressive | $1,717 | $1,637 | $1,406 | $1,466 | $6,476 | $7,311 | $2,060 | $2,232 |
| State Farm | $1,406 | $1,406 | $1,240 | $1,240 | $3,864 | $4,903 | $1,582 | $1,797 |
| USAA | $1,373 | $1,376 | $1,238 | $1,268 | $3,424 | $3,987 | $1,790 | $1,974 |
Cheap Menomonie, Wisconsin Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Menomonie, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Menomonie, Wisconsin.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,380 | $9,435 |
| American Family | $3,329 | $3,680 |
| Farmers | $8,972 | $9,310 |
| Geico | $4,471 | $4,822 |
| Liberty Mutual | $5,758 | $6,462 |
| Nationwide | $7,941 | $12,115 |
| Progressive | $6,476 | $7,311 |
| State Farm | $3,864 | $4,903 |
| USAA | $3,424 | $3,987 |
Cheap Menomonie, Wisconsin Auto Insurance for Seniors
What are senior auto insurance rates in Menomonie, Wisconsin? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,096 | $2,314 |
| American Family | $1,015 | $1,021 |
| Farmers | $1,745 | $1,840 |
| Geico | $1,403 | $1,579 |
| Liberty Mutual | $1,406 | $1,600 |
| Nationwide | $3,295 | $3,483 |
| Progressive | $1,406 | $1,466 |
| State Farm | $1,240 | $1,240 |
| USAA | $1,238 | $1,268 |
Cheap Menomonie, Wisconsin Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Menomonie, Wisconsin compared to the annual auto insurance rates with a clean record in Menomonie, Wisconsin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,128 | $4,309 | $4,028 | $3,890 |
| American Family | $1,659 | $1,762 | $1,762 | $1,762 |
| Farmers | $3,312 | $4,165 | $3,953 | $3,754 |
| Geico | $1,560 | $2,496 | $2,797 | $2,046 |
| Liberty Mutual | $2,175 | $3,082 | $3,203 | $2,900 |
| Nationwide | $4,832 | $5,590 | $6,852 | $5,590 |
| Progressive | $2,783 | $3,367 | $2,888 | $3,115 |
| State Farm | $2,014 | $2,346 | $2,180 | $2,180 |
| USAA | $1,613 | $2,024 | $2,739 | $1,838 |
Cheap Menomonie, Wisconsin Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Menomonie, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Menomonie, Wisconsin to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,028 |
| American Family | $1,762 |
| Farmers | $3,953 |
| Geico | $2,797 |
| Liberty Mutual | $3,203 |
| Nationwide | $6,852 |
| Progressive | $2,888 |
| State Farm | $2,180 |
| USAA | $2,739 |
Cheap Menomonie, Wisconsin Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Menomonie, Wisconsin annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,042 | $3,469 | $3,004 |
| American Family | $2,321 | $1,534 | $1,355 |
| Farmers | $4,301 | $3,621 | $3,465 |
| Geico | $2,921 | $2,082 | $1,671 |
| Liberty Mutual | $4,099 | $2,472 | $1,949 |
| Nationwide | $6,427 | $5,361 | $5,361 |
| Progressive | $3,460 | $2,932 | $2,723 |
| State Farm | $3,252 | $1,867 | $1,421 |
| USAA | $3,174 | $1,663 | $1,325 |
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Cheap Menomonie, Wisconsin Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Menomonie, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Menomonie, Wisconsin to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 54751 | $2,960 |
Cheap Menomonie, Wisconsin Auto Insurance Rates By Commute
Commute length and annual mileage affect Menomonie, Wisconsin auto insurance. Find the cheapest annual Menomonie, Wisconsin auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,746 | $3,931 |
| American Family | $1,706 | $1,767 |
| Farmers | $3,796 | $3,796 |
| Geico | $2,176 | $2,273 |
| Liberty Mutual | $2,840 | $2,840 |
| Nationwide | $5,716 | $5,716 |
| Progressive | $3,038 | $3,038 |
| State Farm | $2,126 | $2,234 |
| USAA | $2,027 | $2,081 |
Cheap Menomonie, Wisconsin Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Menomonie, Wisconsin? Check out the comparison of annual Menomonie, Wisconsin auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,678 | $3,830 | $4,008 |
| American Family | $1,715 | $1,753 | $1,743 |
| Farmers | $3,524 | $3,767 | $4,097 |
| Geico | $2,111 | $2,224 | $2,339 |
| Liberty Mutual | $2,623 | $2,865 | $3,032 |
| Nationwide | $5,566 | $5,714 | $5,869 |
| Progressive | $2,853 | $3,061 | $3,200 |
| State Farm | $2,066 | $2,186 | $2,288 |
| USAA | $1,983 | $2,055 | $2,123 |
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Best By Category: Cheapest Auto Insurance in Menomonie, Wisconsin
Compare the cheapest auto insurance companies in Menomonie, Wisconsin in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
The Cheapest Menomonie, Wisconsin Auto Insurance Companies
What auto insurance companies in Menomonie, Wisconsin are the cheapest? Compare the top Menomonie, Wisconsin auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,839 |
| American Family | $1,737 |
| Farmers | $3,796 |
| Geico | $2,225 |
| Liberty Mutual | $2,840 |
| Nationwide | $5,716 |
| Progressive | $3,038 |
| State Farm | $2,180 |
| USAA | $2,054 |
What affects auto insurance rates in Menomonie, Wisconsin?
There are a lot of reasons why auto insurance rates in Menomonie, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Menomonie, Wisconsin. Many local factors may affect your Menomonie auto insurance rates.
Menomonie Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Menomonie, Wisconsin auto theft statistics, there have been 16 auto thefts in the city.
Menomonie Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Menomonie, Wisconsin commute length is 17.0 minutes according to City-Data.
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Compare Menomonie, Wisconsin Auto Insurance Quotes
Before you buy Menomonie, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Menomonie, Wisconsin auto insurance quotes.
Frequently Asked Questions
What is Menomonie, WI auto insurance?
Menomonie, WI auto insurance refers to the insurance coverage required for vehicles registered and operated in the city of Menomonie, located in Wisconsin. It provides financial protection in case of accidents, damage, theft, or other incidents involving insured vehicles.
What are the minimum auto insurance requirements in Menomonie, WI?
The minimum auto insurance requirements in Menomonie, WI are the same as the state of Wisconsin. Drivers must carry liability insurance with the following minimum coverage limits:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
Can I choose higher coverage limits for my Menomonie, WI auto insurance?
Yes, you can choose higher coverage limits for your Menomonie, WI auto insurance. While the minimum coverage limits are required by law, you have the option to increase your coverage for greater protection. Discuss your coverage needs with an insurance agent to determine the appropriate limits based on your circumstances.
What other optional coverages can I add to my Menomonie, WI auto insurance policy?
In addition to the mandatory liability insurance, you can add various optional coverages to your Menomonie, WI auto insurance policy. These may include:
- Collision coverage: Covers damage to your vehicle caused by a collision with another vehicle or object.
- Comprehensive coverage: Covers damage to your vehicle caused by non-collision incidents, such as theft, vandalism, fire, or natural disasters.
- Medical payments coverage: Provides coverage for medical expenses resulting from an accident, regardless of fault.
- Uninsured/underinsured motorist coverage: Protects you if you are involved in an accident with a driver who has insufficient or no insurance coverage.
Are there any discounts available for Menomonie, WI auto insurance?
Yes, various discounts may be available for Menomonie, WI auto insurance. Common discounts include:
- Multi-policy discount: Offered when you bundle your auto insurance with other policies, such as home or renters insurance, with the same insurer.
- Good driver discount: Provided to drivers with a clean driving record and no recent accidents or traffic violations.
- Good student discount: Offered to students who maintain good grades.
- Anti-theft device discount: Provided for vehicles equipped with anti-theft devices or systems.
- Low mileage discount: Offered to drivers who drive fewer miles annually.
How can I find affordable auto insurance in Menomonie, WI?
To find affordable auto insurance in Menomonie, WI, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and avoid accidents or traffic violations.
- Inquire about available discounts and take advantage of any that you qualify for.
- Consider bundling your auto insurance with other policies to receive a multi-policy discount.
- Review your coverage periodically and adjust it based on your changing needs.
Where can I purchase Menomonie, WI auto insurance?
You can purchase Menomonie, WI auto insurance from licensed insurance agents and brokers operating in the area. Contact insurance companies or independent agents to get quotes and purchase a policy that meets your needs. Additionally, you can explore online platforms that allow you to compare quotes from multiple insurers to find the best coverage at competitive rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.