Dodge Challenger Auto Insurance (2024)
Dodge Challenger insurance rates cost $141 per month ($1,692 per year). You can find cheap Dodge Challenger insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $994 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,692 a year or $141 each month
- A liability-only policy costs around $678 a year or $57 each month
- Highest rates are for teenage drivers at around $6,184 a year or $515 each month
- Good drivers can save as much as $698 a year by earning policy discounts
- Dodge Challenger insurance costs around $173 more per year than the average vehicle
Dodge Challenger insurance rates are $173 more expensive than the average vehicle. Full coverage costs $141 per month, while liability-only coverage costs $57. You can save $698 per year through policy discounts, also. Continue reading to learn more about Dodge Challenger insurance rates.
Should you be concerned about your personal cost of insurance, a good place to start is by comparison shopping. You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.
There are many options for you to choose from in terms of an insurance policy, along with varying average rates and services offered. Learn more about Dodge auto insurance.
Dodge Challenger Insurance Cost
The average auto insurance costs for a Dodge Challenger are $1,692 a year or $141 a month.
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Are Dodge Challengers expensive to insure?
The chart below details how Dodge Challenger insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Audi TT.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What impacts the cost of Dodge Challenger insurance?
The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger auto insurance coverage.
Age of the Vehicle
Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Challenger | $404 | $688 | $420 | $1,692 |
| 2019 Dodge Challenger | $384 | $660 | $440 | $1,664 |
| 2018 Dodge Challenger | $370 | $656 | $450 | $1,656 |
| 2017 Dodge Challenger | $356 | $640 | $470 | $1,646 |
| 2016 Dodge Challenger | $344 | $612 | $486 | $1,622 |
| 2015 Dodge Challenger | $326 | $592 | $500 | $1,598 |
| 2014 Dodge Challenger | $312 | $548 | $510 | $1,550 |
| 2013 Dodge Challenger | $300 | $516 | $514 | $1,510 |
| 2012 Dodge Challenger | $288 | $464 | $520 | $1,452 |
| 2011 Dodge Challenger | $270 | $426 | $520 | $1,396 |
| 2010 Dodge Challenger | $260 | $400 | $524 | $1,364 |
Driver Age
Driver age can have a significant effect on Dodge Challenger insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Dodge Challenger auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger auto insurance with violations on their driving record.
Dodge Challenger Safety Ratings
Your Dodge Challenger insurance rates are tied to the safety ratings of the Dodge Challenger. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Challenger Crash Test Ratings
Dodge Challenger crash test ratings can impact your Dodge Challenger insurance rates. See Dodge Challenger crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Challenger 2 DR RWD | N/R | 4 stars | N/R | 4 stars |
| 2020 Dodge Challenger 2 DR AWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger SRT Demon 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Challenger Safety Features
Good Dodge Challenger safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Dodge Challenger are:
- Driver air bag
- Passenger air bag
- Front head air bag
- Rear head air bag
- Front side air bag
- 4-wheel ABS
- 4-wheel disc brakes
- Brake assist
- Electronic stability control
- Daytime running lights
- Traction control
- Blind spot monitor
- Cross-traffic alert
Dodge Challenger Finance and Insurance Cost
If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverages including comprehensive coverage, so be sure to compare Dodge Challenger insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Dodge Challenger Insurance
Drivers can end up saving more money on their Dodge Challenger insurance rates by employing any one of the following strategies.
- Pay Your Dodge Challenger Insurance Upfront
- Add a More Experienced Driver to Your Dodge Challenger Policy
- Ask About Retiree Discounts
- Avoid the Temptation to File a Claim for Minor Incidents
- Install an Aftermarket Anti-Theft Device for Your Dodge Challenger
Top Dodge Challenger Insurance Companies
Several insurance companies offer competitive rates for the Dodge Challenger based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Dodge Challenger drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Challenger Insurance Quotes Online
You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Dodge Challenger auto insurance?
Dodge Challenger auto insurance refers to insurance coverage specifically designed for the Dodge Challenger, a popular sports car model manufactured by Dodge. It provides protection against financial losses in the event of accidents, theft, or other covered incidents involving the Dodge Challenger.
Can I insure my Dodge Challenger with any insurance company?
Yes, you can insure your Dodge Challenger with any insurance company that offers auto insurance. Many insurance providers offer coverage for sports cars like the Dodge Challenger, allowing you to compare quotes and select the one that best fits your needs and budget.
What factors affect Dodge Challenger auto insurance rates?
Several factors influence the cost of Dodge Challenger auto insurance, including:
- Vehicle-specific factors: The make, model, year, and trim level of your Dodge Challenger can impact insurance rates. Factors such as the car’s value, repair costs, safety features, and theft rates play a role in determining premiums.
- Driver-related factors: Your age, driving record, location, and other personal factors, such as credit history, can affect insurance rates. Younger drivers and those with previous accidents or violations may face higher premiums.
- Coverage and deductibles: The type and amount of coverage you choose, as well as the deductibles selected, can impact insurance rates. Higher coverage limits and lower deductibles generally result in higher premiums.
- Insurance company’s rating factors: Each insurance company has its own rating factors and algorithms to calculate premiums. These factors can vary between companies, leading to different rates for insuring a Dodge Challenger.
What types of coverage are available for Dodge Challenger auto insurance?
Various coverage options are available for Dodge Challenger auto insurance, including:
- Liability coverage: This covers damages and injuries you cause to others in an at-fault accident.
- Collision coverage: This pays for repairs or replacement of your Dodge Challenger if it is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This provides coverage for non-collision-related incidents, such as theft, vandalism, natural disasters, or hitting an animal.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Personal injury protection (PIP) or medical payments coverage: This covers medical expenses for you and your passengers, regardless of fault in an accident.
Are there any specific considerations for insuring a Dodge Challenger?
Yes, there are specific considerations for insuring a Dodge Challenger:
- High-performance vehicle: The Dodge Challenger is a high-performance sports car, and insurance rates for such vehicles are generally higher due to increased risk and repair costs. Be prepared for potentially higher premiums.
- Safety features: The presence of advanced safety features in your Dodge Challenger, such as anti-lock brakes, airbags, or electronic stability control, can help lower insurance rates. Ensure that you inform your insurance provider about these safety features to potentially qualify for discounts.
- Modifications: If you’ve made modifications to your Dodge Challenger, such as engine upgrades or body modifications, it’s essential to disclose them to your insurance provider. Some modifications may increase premiums or require additional coverage.
How can I find affordable insurance for my Dodge Challenger?
To find affordable insurance for your Dodge Challenger, consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies specializing in sports car insurance. Compare rates, coverage options, and discounts to find the most affordable policy for your Dodge Challenger.
- Bundle policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance. Many insurers offer discounts for bundling multiple policies.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations demonstrates responsibility and can lead to lower insurance premiums.
- Increase deductibles: If you’re comfortable with assuming a higher out-of-pocket cost in the event of a claim, you can increase your deductibles. This may result in lower monthly premiums.
- Inquire about discounts: Ask your insurance provider about available discounts for features like anti-theft devices, safe driving records, or completing defensive driving courses.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.