Lincoln Town Car Auto Insurance (2024)
If you want to buy inexpensive Lincoln Town Car insurance coverage then you should know that a policy will cost $111 per month ($1,326 per year) on average. Mature drivers with good driving records may find rates as low as $779 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,326 a year or $111 each month
- A liability-only policy costs around $532 a year or $44 each month
- Highest rates are for teenage drivers at around $4,847 a year or $404 each month
- Good drivers can save as much as $547 a year by earning policy discounts
- Lincoln Town Car insurance costs around $193 less per year than the average vehicle
Lincoln Town Car insurance rates are $111 per month for full coverage and $44 per month for liability-only coverage. Lincoln Town Car insurance rates are $193 less than the average vehicle. Find out how you can save more money on auto insurance in this guide.
You can start comparing quotes for Lincoln Town Car auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Lincoln Town Car Insurance Cost
The average Lincoln Town Car auto insurance rates are $1,326 a year or $111 a month.
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Are Lincoln Town Cars Expensive to Insure?
The chart below details how Lincoln Town Car insurance rates compare to other luxury cars like the Jaguar XF, BMW M3, and Infiniti Q70.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
Read more: Jaguar Auto Insurance
What Impacts the Cost of Lincoln Town Car Insurance?
The Lincoln Town Car trim and model you choose can impact the total price you will pay for Lincoln Town Car insurance coverage.
Age of the Vehicle
Older Lincoln Town Car models generally cost less to insure. For example, auto insurance for a 2011 Lincoln Town Car costs $1,326, while 2010 Lincoln Town Car insurance costs are $1,292, a difference of $34.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Lincoln Town Car | $242 | $466 | $460 | $1,326 |
| 2010 Lincoln Town Car | $234 | $436 | $464 | $1,292 |
Driver Age
Driver age can have a significant effect on Lincoln Town Car auto insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Lincoln Town Car auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Lincoln Town Car insurance rates. For example, drivers in Houston may pay $977 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Lincoln Town Car auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln Town Car auto insurance rates with violations on their driving record.
Lincoln Town Car Safety Ratings
Your Lincoln Town Car auto insurance rates are tied to the safety ratings of the Lincoln Town Car. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | N/A |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
Lincoln Town Car Crash Test Ratings
Good Lincoln Town Car crash test ratings can lower your Lincoln Town Car auto insurance rates. See Lincoln Town Car crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lincoln Town Car | N/R | N/R | N/R | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lincoln Town Car Safety Features
The Lincoln Town Car safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Lincoln Town Car auto insurance rates. The Lincoln Town Car’s safety features include:
- Driver Air Bag
- Passenger Air Bag On/Off Switch
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Auto-On Headlights
- Child Safety Locks
- Adjustable Pedals
- Traction Control
Lincoln Town Car Finance and Insurance Cost
If you are financing a Lincoln Town Car, most lenders will require your carry higher Lincoln Town Car coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln Town Car auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Lincoln Town Car Insurance
Save more on your Lincoln Town Car auto insurance rates. Take a look at the following five strategies that will get you the best Lincoln Town Car auto insurance rates possible.
- Buy a Dashcam for Your Lincoln Town Car
- Ask About Seasonal Insurance for Your Lincoln Town Car
- Understand that Your Insurer Can Change Your Lincoln Town Car Auto Insurance Rates Mid-Term for Other Reasons
- Get Married and Ask for a Discount
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
Top Lincoln Town Car Insurance Companies
Who is the top auto insurance company for Lincoln Town Car insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln Town Car auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln Town Car offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lincoln Town Car Insurance Quotes Online
You can start comparing quotes for Lincoln Town Car auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Lincoln Town Car auto insurance?
Lincoln Town Car auto insurance refers to car insurance coverage specifically designed for Lincoln Town Car vehicles. Auto insurance provides financial protection in the event of accidents, theft, or damage to your Lincoln Town Car, as well as liability coverage for bodily injury or property damage you may cause to others while driving your vehicle.
Are there any specific considerations for insuring a Lincoln Town Car?
Insuring a Lincoln Town Car may involve some specific considerations. These considerations can include the age and condition of your vehicle, its value, the availability of replacement parts, and the cost of repairs. Additionally, factors such as your driving history, location, and desired coverage options can influence the cost of your insurance premiums.
How do I find auto insurance for my Lincoln Town Car?
To find auto insurance for your Lincoln Town Car, you can start by contacting insurance providers in your area or using online resources. Reach out to insurance agents or brokers who work with multiple insurance companies to obtain quotes specific to your Lincoln Town Car. You can also explore the websites of insurance companies to learn about their coverage options and obtain quotes online.
What types of coverage should I consider for my Lincoln Town Car?
The types of coverage you should consider for your Lincoln Town Car typically include liability coverage, collision coverage, comprehensive coverage, medical payments coverage, and uninsured/underinsured motorist coverage. These coverage options help protect you financially in various scenarios, such as accidents, theft, or damage to your vehicle.
Are there any insurance discounts available for Lincoln Town Car owners?
Yes, many insurance providers offer various discounts that may be applicable to Lincoln Town Car owners. These discounts can include safe driver discounts, multi-policy discounts (when combining auto insurance with other policies like homeowners or renters insurance), multi-vehicle discounts, and discounts for safety features installed in your Lincoln Town Car. It’s recommended to inquire with insurance companies about the discounts they offer and see if you qualify for any.
Can I customize my Lincoln Town Car insurance policy?
Yes, you can often customize your Lincoln Town Car insurance policy to fit your specific needs and preferences. Insurance providers typically offer different coverage options, limits, deductibles, and additional add-ons or endorsements. Discuss your requirements with insurance agents or representatives to ensure you have appropriate coverage for your Lincoln Town Car.
How can I save on insurance for my Lincoln Town Car?
There are several strategies you can employ to potentially save on insurance for your Lincoln Town Car. These include comparing quotes from multiple insurance providers, maintaining a clean driving record, bundling your auto insurance with other policies, increasing deductibles if financially feasible, and taking advantage of available discounts. Additionally, periodically reviewing your policy and discussing potential adjustments with your insurance provider can help ensure you have the most suitable coverage at the best price.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.