Berkshire Hathaway Auto Insurance Review (2024)
Berkshire Hathaway only offers commercial coverage for public vehicles like limousines, ambulances, and hearses. However, it owns Geico, which sells personal auto insurance for $80/mo. Use this Berkshire Hathaway auto insurance review to compare financial and consumer ratings for both companies.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Feb 7, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Berkshire Hathaway
Average Monthly Rate For Good Drivers
$158A.M. Best Rating:
A++Complaint Level:
LowPros
- Personal auto insurance is available through Geico for $80/mo
- A++ financial rating from A.M. Best
Cons
- Only sells commercial insurance through Berkshire Hathaway
- Berkshire Hathaway was founded in 1955.
- Auto insurance is available through the Berkshire Hathaway-owned company Geico.
- Geico auto insurance is the second-largest auto insurer in the United States.
Auto insurance is available through the Berkshire Hathaway-owned company Geico. Geico is the second-largest auto insurer in the United States and offers different types of coverage at very low rates.
Berkshire Hathaway only provides commercial auto insurance for vehicles such as limousines, escort vehicles, emergency ambulances, funeral director cars, and rental options. If you need personal auto insurance from Berkshire Hathaway, you will have to compare Geico car insurance quotes.
Read More: Geico Auto Insurance Review
What You Should Know About Berkshire Hathaway Specialty Insurance
Berkshire Hathaway offers a variety of different auto insurance options through affiliates. It doesn’t offer personal coverage but does provide public auto coverage for vehicles such as limousines, escort vehicles, emergency ambulances, funeral director cars, and rental options.
Keep reading to compare Berkshire Hathaway auto insurance rates from Geico.
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Berkshire Hathaway Specialty Insurance Coverage Options
Berkshire Hathaway provides commercial policies for limousines, emergency vehicles, and more.
Since Berkshire Hathaway doesn't sell personal auto insurance coverage, you will have to buy a policy through its subsidiary, Geico.Michael Vereecke Commercial Lines Coverage Specialist
As the second-largest auto insurer in the United States, Geico offers many different types of auto insurance coverage:
- Liability auto insurance
- Collision auto insurance
- Comprehensive auto insurance
- Personal injury protection (PIP)
- Uninsured/underinsured motorists
- Emergency roadside assistance
- Rental car reimbursement
Through Geico, you can also buy these types of insurance policies:
- Auto
- Homeowners
- Renters
- Condo
- Motorcycle
- ATV
- Boat
- Umbrella
- RV Insurance
The Geico website provides a list of Berkshire Hathaway affiliates. These providers offer various coverage options.
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Berkshire Hathaway Auto Insurance Claims Handling with Geico
Geico makes it easy to file an auto insurance claim. Call Geico toll-free at 1-800-841-3000 to start the claims process, or you can file online or through the mobile app.
The website is helpful and has additional resources through its portal tool, including different member services such as:
- Viewing policy and billing information
- Printing insurance certificates and ID cards
- Making payments
If you need to file a different type of insurance claim with Berkshire Hathaway, call its toll-free number (800) 661-6029. There is no Berkshire Hathaway auto insurance phone number. But customer service can be reached by phone or via email. Customer service and claims agents are available during business hours from 7 a.m. to 7 p.m.
Berkshire Hathaway Specialty Insurance Rates Breakdown
You cannot get auto insurance quotes directly from Berkshire Hathaway, you have to reach out to Geico or compare rates online. The table below shows how Geico auto insurance rates compare to other popular insurers.
Full Coverage Auto Insurance Average Rates by Company and Driving Record
| Insurance Company | Monthly Rates with a DUI | Monthly Rates with an Accident | Monthly Rates with a Ticket | Monthly Rates with a Clean Record |
|---|---|---|---|---|
| Allstate | $270 | $225 | $188 | $160 |
| American Family | $194 | $176 | $136 | $116 |
| Farmers | $193 | $198 | $173 | $139 |
| Geico | $216 | $133 | $106 | $80 |
| Liberty Mutual | $313 | $234 | $212 | $174 |
| Nationwide | $237 | $161 | $137 | $115 |
| Progressive | $140 | $186 | $140 | $105 |
| State Farm | $112 | $102 | $96 | $86 |
| Travelers | $206 | $139 | $134 | $99 |
| USAA | $108 | $78 | $67 | $59 |
| U.S. Average | $146 | $173 | $147 | $119 |
Geico is the most affordable auto insurance company in most states, but the factors that affect auto insurance rates vary.
For example, if you have accidents or speeding tickets, Geico and Berkshire Hathaway insurance may not be the cheapest option. Use our free tool above to shop around for better auto insurance quotes from local companies.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Berkshire Hathaway Specialty Insurance Discounts Available
Read our guide to Geico auto insurance discounts to learn exactly how much you can save on your policy.
How Berkshire Hathaway Specialty Insurance Ranks Among Providers
Below, see the comparison between Geico and other insurance companies based on consumer reviews.
J.D. Power Auto Insurance Regional Ratings
| Companies | Ratings (out of 1,000) |
|---|---|
| Allstate | 826 |
| Auto-Owners Insurance | 841 |
| Esurance | 836 |
| Geico | 830 |
| Liberty Mutual Insurance | 810 |
| Nationwide | 808 |
| Progressive | 818 |
| Safeco | 810 |
| State Farm | 817 |
| Travelers Insurance | 818 |
| USAA | 891 |
Berkshire Hathaway and Geico are both highly-rated insurance companies. A.M. Best has rated Berkshire Hathaway A++ in Financial Strength and rates them highly in other categories, too.
Berkshire Hathaway Auto Insurance Reviews: The Bottom Line
You can’t buy Berkshire Hathaway auto insurance, but the company does own Geico. Through Geico, Berkshire Hathaway sells personal auto insurance policies at very competitive rates. You could get auto insurance for $80 a month with a clean driving record.
If you need to find affordable car insurance, start shopping for free insurance quotes with our comparison tool above.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Berkshire Hathaway Auto Insurance?
Berkshire Hathaway Auto Insurance is a provider that offers auto insurance coverage for public vehicles like limousines and ambulances.
Does Berkshire Hathaway have auto insurance?
Berkshire Hathaway only sells select commercial policies for public vehicles but offers personal auto insurance through Geico.
Is Berkshire Hathaway a good insurance company?
Berkshire Hathaway is financially stable, with an A++ rating from A.M. Best, meaning it can afford to pay out claims to its policyholders.
What auto insurance companies does Berkshire Hathaway own?
Berkshire Hathaway owns auto insurance company Geico and reinsurance company General Re.
Is Berkshire Hathaway auto insurance the same as Geico auto insurance?
Yes, if you need personal auto insurance from Berkshire Hathaway, you will buy a Geico policy.
What types of auto insurance coverage does Berkshire Hathaway Auto Insurance offer?
Through Geico, Berkshire Hathaway offers a range of personal auto coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and more.
How can I contact Berkshire Hathaway Auto Insurance?
To contact Berkshire Hathaway Auto Insurance, you can reach out to their customer service department through phone, email, or other contact methods provided on their official website or policy documents.
How can I file an auto insurance claim with Berkshire Hathaway?
Contact their claims department directly. They will guide you through the claims process, provide the necessary forms, and assist you in gathering any required information. It’s important to report accidents or incidents promptly to initiate the claims process.
Who owns Berkshire Hathaway insurance?
The Vanguard Group, Inc. is the largest shareholder, owning 10.4% of Berkshire Hathaway.
What insurance companies are similar to Berkshire Hathaway?
Allstate Insurance is one of Berkshire Hathaway’s largest competitors.
Does Berkshire Hathaway own any car dealerships?
Berkshire Hathaway owns 81 car dealerships throughout Arizona, California, Florida, Georgia, Illinois, Indiana, Missouri, Nebraska, New Mexico, and Texas.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Three Insurance took 39 days to make a decision on my claim