Nissan 370Z Auto Insurance (2024)
Nissan 370Z auto insurance rates cost $140 per month ($1,676 per year) on average. On average, Nissan 370Z comprehensive insurance coverage costs $408, collision coverage costs $596, and liability coverage costs $473. Shop around to find cheap Nissan 370Z car insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,676 a year or $140 each month
- A liability-only policy costs around $672 a year or $56 each month
- The highest rates are for teenage drivers at around $6,126 a year or $511 each month
- Good drivers can save as much as $691 a year by earning policy discounts
Nissan 370Z auto insurance rates are $157 more expensive per year than the average vehicle. Full coverage costs $140 per month, while liability-only coverage costs $56 per month. Read more to learn how you can save on Nissan 370Z insurance rates.
You can start comparing quotes for Nissan 370Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Nissan 370Z Insurance Cost
The average Nissan 370Z auto insurance rates are $1,676 a year or $140 a month.
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Nissan 370Zs Cost to Insure
The chart below details how Nissan 370Z insurance rates compare to other coupes like the Mercedes-Benz CLA 250, MINI Hardtop 2 Door, and Audi TT.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan 370Z Insurance
The Nissan 370Z trim and model you choose will affect the total price you will pay for Nissan 370Z insurance coverage.
Age of the Vehicle
The average Nissan 370Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Nissan 370Z are $1,676, while 2010 Nissan 370Z rates are $1,374, a difference of $302.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Nissan 370Z | $332 | $714 | $450 | $1,676 |
| 2017 Nissan 370Z | $320 | $698 | $470 | $1,668 |
| 2016 Nissan 370Z | $310 | $668 | $486 | $1,644 |
| 2015 Nissan 370Z | $292 | $646 | $500 | $1,618 |
| 2014 Nissan 370Z | $282 | $598 | $510 | $1,570 |
| 2013 Nissan 370Z | $270 | $564 | $514 | $1,528 |
| 2012 Nissan 370Z | $258 | $506 | $520 | $1,464 |
| 2011 Nissan 370Z | $242 | $466 | $520 | $1,408 |
| 2010 Nissan 370Z | $234 | $436 | $524 | $1,374 |
Driver Age
Driver age can have a significant impact on Nissan 370Z auto insurance rates. For instance, a 30-year-old driver may pay $74 more each year for Nissan 370Z auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Nissan 370Z insurance rates. For example, drivers in New York may pay $1,022 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Nissan 370Z auto insurance rates. Teens and drivers in their 20s see the highest jump in their Nissan 370Z auto insurance with violations on their driving records.
Nissan 370Z Safety Ratings
Your Nissan 370Z auto insurance rates are influenced by the Nissan 370Z’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Nissan 370Z Crash Test Ratings
If the Nissan 370Z crash test ratings are good, you could have lower Nissan 370Z auto insurance rates. See Nissan 370Z crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan 370Z Coupe 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Nissan 370Z Roadster C RWD | N/R | N/R | N/R | N/R |
| 2019 Nissan 370Z 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Nissan 370Z Roadster C RWD | N/R | N/R | N/R | N/R |
| 2018 Nissan 370Z 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan 370Z Roadster C RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan 370Z 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Nissan 370Z Roadster C RWD | N/R | N/R | N/R | N/R |
| 2016 Nissan 370Z 2 DR RWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan 370Z Safety Features
The Nissan 370Z safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan 370Z auto insurance rates. The Nissan 370Z’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
- RearView Monitor Back-Up Camera
Nissan 370Z Insurance Loss Probability
The lower percentage means lower Nissan 370Z auto insurance rates; higher percentages mean higher Nissan 370Z auto insurance rates. The Nissan 370Z’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 64% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 32% |
| Personal Injury | -9% |
| Medical Payment | no data |
| Bodily Injury | -12% |
| Source: Insurance Institute for Highway Safety | |
Nissan 370Z Finance and Insurance Cost
If you are financing a Nissan 370Z, you will pay more if you purchase Nissan 370Z auto insurance at the dealership, so be sure to shop around and compare Nissan 370Z auto insurance quotes from the best companies using our free tool below.
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5 Ways to Save on Nissan 370Z Insurance
Save more on your Nissan 370Z auto insurance rates. Take a look at the following five strategies that will get you the best Nissan 370Z auto insurance rates possible.
- Save Money on Young Driver Nissan 370Z Insurance By Mentioning Grades or GPA
- Get Cheaper Nissan 370Z Insurance Rates as a Full-Time Parent
- Buy a Dashcam for Your Nissan 370Z
- Renew Your Nissan 370Z Insurance Coverage to Avoid Lapses
- Purchase a Roadside Assistance Program for Your Nissan 370Z
Top Nissan 370Z Insurance Companies
Who is the best auto insurance company for Nissan 370Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan 370Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan 370Z offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan 370Z Insurance Quotes Online
You can start comparing quotes for Nissan 370Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Finding affordable auto insurance for a zippy V6 engine sports car like the Nissan 370Z can be a tough task. Auto insurance companies in the U.S. usually charge a higher premium for speedy sports cars.
This is because research indicates that such vehicles tend to be driven faster and are more likely to get into crashes! So you will need to do plenty of research to find the best insurance deal at a low price.
According to a New York Times article, auto insurance rates have slowly risen since 2010 in many parts of the country. The article also finds that a growing number of people are driving without any insurance at all.
In a scenario of rising insurance costs and the need for additional insurance in case of an accident with an uninsured and underinsured driver, it becomes imperative that you get the highest level of coverage for your Nissan 370Z.
If you are looking for affordable insurance, enter your ZIP code above into our free search box above for a list of insurance quotes now!
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About Nissan the Company
Nissan Motor Company sells some of the most easily recognized cars on the road today. The sixth largest automaker in the world, Nissan is headquartered in Yokohama, Japan.
Nissan has a long line of automobiles, from reliable coupes and sedans, large family-friendly SUVs, to heavy-hauling trucks. Nissan also sells a luxury line, the Infiniti series in the U.S.
Known for their reliability, stellar workmanship, and innovative safety features, Nissan is also a leader in fuel technology.
Besides the Nissan Leaf, an all-electric five-seat hatchback, the company also sells the oft-seen sedans such as the Sentra and the Altima; sporty convertibles such as the Z models; SUVs and crossovers such as the Rogue; and trucks such as the Titan and the Frontier.
Starting at an affordable $11,000 for its small cars, Nissan sells its high-performance vehicles starting at a whopping $97,000 and up.
With good gas mileage, low maintenance costs, and steady performance, Nissans are popular with drivers and car critics.
About the Nissan 370Z
The Nissan 370Z is a two-seater sports car. Also known as the Fairlady Z Z34 in Japan, this sleek car was launched in the U.S. in 2008.
With a 0-60 mph acceleration of less than 5 seconds, the 370Z has been featured in various popular video games such as Need for Speed: Undercover and Gran Turismo 5.
Offered in both coupe and roadster body styles, the 370Z has a powerful V6 engine.
Depending on the type of trim, the car comes equipped with a range of features including:
- Automatic climate control
- Nissan Intelligent Key with push-button start
- Heated leather seats
- Satellite radio
- Bluetooth wireless connectivity
Safety features include the Nissan Advanced Air Bag system that contains six airbags, electronic stability and traction control, anti-lock brakes, anti-whiplash head restraints, and a tire-pressure-monitoring tool.
Starting at $33,000 for the coupe and $41,000 for the roadster, the Nissan 370Z is a powerful sports car with sleek lines and well-appointed interiors. Like any other sports car, your insurance cost is likely to be higher!
Why You Need Auto Insurance
When you drive a high-performance sports car like the Nissan 370Z, the Insurance Institute for Highway Safety finds that the possibilities of getting into a car crash are higher.
So it is crucial to get the best possible insurance you can afford.
An auto insurance policy is your safety net in case you are involved in an auto accident. Insurance will protect you and your family from possible financial ruin if you cause an auto accident that results in widespread damage and death.
Most states require you to carry a minimum amount of auto insurance. For instance, the California Department of Motor Vehicles mandates that California drivers with CA registration carry:
- Minimum liability insurance of $15,000 per individual injury/death for each incident
- $30,000 per injury/death of more than one individual per accident
- $5,000 to pay for property damage per incident
Most states have similar requirements.
Financial planners suggest these state minimums are on the low side and recommend that you buy coverage worth $100,000 for bodily injury protection per person and $300,000 per accident.
These higher figures become more pertinent when you have family and sizeable financial assets.
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Different Forms of Car Insurance
Every driver has different auto insurance needs, depending on the car or their family size. So auto insurance companies offer an a la carte menu of insurance policies from which to choose.
While every driver is required by law to have a certain amount of insurance, they can choose multiple forms of coverage to protect themselves and their families.
- Bodily injury liability (BIL) – Bodily injury liability is the most common form of insurance. It is structured to pay for treating all forms of physical injury caused by an accident where you are at fault. BIL is also meant to pay for other expenses such as lost wages, in-home nursing, and other bills that remain unpaid because of the accident, among others. This form of insurance is particularly helpful if someone involved in the accident decides to sue you.
- Property damage liability (PDL) – As the name indicates, this form of coverage pays for the repair or replacement of any property that is impacted by an accident caused by the policyholder. Under this protection, the property is defined as buildings, any kind of signage on the road, sidewalks, fences, electric poles, as well as other vehicles.
- Personal injury protection (PIP) – PIP pays for medical and funeral costs that arise from the accident. It is mandatory in most states.
- Collision coverage: If you own a brand new Nissan 370Z, getting collision coverage is highly recommended. While expensive, this form of coverage will pay for any damage caused by an accident, including replacing the car at market value. This is essential if you have financed your car and have substantial payments left on your loan.
- Comprehensive coverage – As the name suggests, comprehensive coverage will pay for all and any damage caused to your car except by collision. Comprehensive coverage includes damage caused by inclement weather such as earthquakes; and by humans such as theft and vandalism. Make sure you are aware of any exclusion, if at all. But comprehensive coverage is crucial if you own an expensive car such as the Nissan 370Z.
- Uninsured/Underinsured motorist coverage – As the economy falters, an increasing number of people are driving without insurance, as reported by MSNBC. So it might be imperative to get U/UI coverage to protect you from uninsured, underinsured, and hit-and-run drivers.
- GAP insurance – If you plan to buy a new car, you have the option of purchasing GAP coverage. This protection will cover the difference between what you owe on your car loan or lease and what the insurance company pays out in the event your car is totaled in an accident.
Additionally, insurance companies are offering other options such as pay-as-you-go insurance that depends on the number of miles you drive as well as your driving record.
MSN Money reports that you can save as much as 30% on your insurance costs with this kind of insurance. It might make financial sense to buy replacement parts coverage or extended warranties for your Nissan 370Z, given the expense of auto parts for sports cars.
Lowering Your Auto Insurance Rates
Before you buy your zippy Nissan 370Z, you have to be aware that your insurance bill is likely to be higher. So it is important to take certain steps to make sure you get a good deal on your insurance.
As you search for the best offer, be wary of any quotes that seem too low. You might think you are getting a bargain but it is likely to cost you in the long run!
One of the easiest ways to lower your insurance costs is to raise your deductible to the highest amount you can afford.
Once you have raised the deductible, make sure you drive your speedy coupe or roadster carefully. Remember that one ticket or citation can raise your insurance by 18%.
Unless you are completely satisfied with your insurance company, it is imperative that you shop around. You are likely to get a much better deal since insurance companies are constantly running promotions and discounts to attract new customers.
If you like your insurance company and their handling of your account, ask them for better rates at renewal time. If you are a good customer, you are likely to get a positive response.
Discounts have become the norm today. Make a list of discounts that you are eligible for and ask the insurance companies for their specials.
You might be surprised by what is offered. Good discounts can save you a substantial amount of money.
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— AutoInsurance.org (@AutoInsurance) March 28, 2023
Also, talk to your friends and family to get some trustworthy opinions. Recommendations from existing users can go a long way in helping you decide.
Buying Automobile Insurance for Your Nissan 370Z
Technology and new communication tools have made it much easier to get speedy information. While you have to be careful about accuracy, you can find a ton of information about insurance online.
So take the time to do some research to compare your options for insurance. After all, an informed consumer is always better armed for negotiations!
However, if you are short on time, type your ZIP code into our free toolbox to see affordable insurance rates instantly.
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Frequently Asked Questions
What is Nissan 370Z auto insurance?
Nissan 370Z auto insurance refers to the insurance coverage specifically designed for Nissan 370Z vehicles. It provides financial protection in the event of accidents, damage to the vehicle, or injuries to individuals involved in a car accident while driving a Nissan 370Z.
What factors can affect the cost of Nissan 370Z auto insurance?
Several factors can influence the cost of Nissan 370Z auto insurance, including the driver’s age, driving record, location, usage of the vehicle, coverage options selected, and the insurance provider’s pricing structure. Additionally, factors such as the vehicle’s value, repair costs, safety features, and performance specifications may also impact the insurance premiums.
What types of coverage are available for Nissan 370Z auto insurance?
Similar to other vehicles, Nissan 370Z auto insurance typically offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and additional optional coverages. It’s important to discuss your specific needs with an insurance agent to determine the most appropriate coverage for your Nissan 370Z.
Are there any specific insurance considerations for a Nissan 370Z?
Insurance considerations for a Nissan 370Z may include the vehicle’s age, condition, modifications, and its value in the market. Additionally, the cost of parts and repairs specific to the Nissan 370Z model, as well as its high-performance nature, may be taken into account by insurance providers when determining premiums.
How can I find affordable Nissan 370Z auto insurance?
To find affordable Nissan 370Z auto insurance, it’s recommended to shop around and compare quotes from different insurance providers. Factors such as your driving record, location, age, and coverage options can influence the cost of insurance. Additionally, you can inquire about available discounts, such as safe driver discounts or multi-policy discounts, to potentially reduce your premiums.
Are there any specialized insurance providers for Nissan 370Z owners?
While there may not be specific insurance providers exclusively catering to Nissan 370Z owners, it’s advisable to explore different insurance companies and agents who specialize in providing coverage for sports cars or high-performance vehicles. These specialists may have a better understanding of the unique insurance needs of Nissan 370Z owners and can offer tailored coverage options.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.