Nissan Versa Auto Insurance (2024)
Average auto insurance rates for a Nissan Versa cost $1,372 a year, or around $114 a month. Finding Nissan Versa teenager insurance coverage can cost on average $5,015 a year, so shop around to find cheap rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,372 a year or $114 each month
- A liability-only policy costs around $550 a year or $46 each month
- Highest rates are for teenage drivers at around $5,015 a year or $418 each month
- Good drivers can save as much as $566 a year by earning policy discounts
- Nissan Versa insurance costs around $147 less per year than the average vehicle
You can save up to $147 per year when you insure a Nissan Versa. Nissan Versa insurance rates are $114 per month for full coverage and $46 per month for liability-only coverage. Continue reading this guide to learn how you can save money on Nissan Versa insurance rates.
You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Nissan Versa Insurance Cost
The average auto insurance costs for a Nissan Versa are $1,372 a year or $114 a month.
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Are Nissan Versas Expensive to Insure?
The chart below details how Nissan Versa insurance rates compare to other sedans like the Nissan Sentra, MINI Hardtop 4 Door, and Ford Focus.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Versa | $280 | $562 | $372 | $1,372 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Versa Insurance?
The Nissan Versa trim and model you choose can impact the total price you will pay for Nissan Versa auto insurance coverage.
Age of the Vehicle
Older Nissan Versa models generally cost less to insure. For example, auto insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Versa | $280 | $562 | $372 | $1,372 |
| 2019 Nissan Versa | $268 | $542 | $390 | $1,358 |
| 2018 Nissan Versa | $256 | $536 | $398 | $1,348 |
| 2017 Nissan Versa | $248 | $524 | $416 | $1,346 |
| 2016 Nissan Versa | $240 | $502 | $430 | $1,330 |
| 2015 Nissan Versa | $226 | $484 | $442 | $1,310 |
| 2014 Nissan Versa | $218 | $450 | $452 | $1,278 |
| 2013 Nissan Versa | $208 | $424 | $456 | $1,246 |
| 2012 Nissan Versa | $200 | $380 | $460 | $1,198 |
| 2011 Nissan Versa | $188 | $350 | $460 | $1,156 |
| 2010 Nissan Versa | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant impact on Nissan Versa auto insurance rates. For example, 20-year-old drivers pay approximately $1,678 more each year for their Nissan Versa auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Versa auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa auto insurance with violations on their driving record.
Nissan Versa Safety Ratings
Your Nissan Versa auto insurance rates are tied to the safety ratings of the Nissan Versa. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Nissan Versa Crash Test Ratings
Good Nissan Versa crash test ratings mean the VW is safer, which could mean cheaper Nissan Versa auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Versa 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Nissan Versa Note SR 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Versa Note 5 HB FWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2018 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2017 Nissan Versa 4 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Versa Note 5 HB FWD | 4 stars | 3 stars | 5 stars | 4 stars |
| 2016 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Versa Safety Features
The more safety features you have on your Nissan Versa, the more likely it is that you can earn a discount. The Nissan Versa’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
Nissan Versa Insurance Loss Probability
The Nissan Versa’s insurance loss probability varies for each form of coverage. The lower percentage means lower Nissan Versa auto insurance rates; higher percentages mean higher Nissan Versa auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 16% |
|---|---|
| Property Damage | 10% |
| Comprehensive | -8% |
| Personal Injury | 90% |
| Medical Payment | 103% |
| Bodily Injury | 38% |
| Source: Insurance Institute for Highway Safety | |
Nissan Versa Finance and Insurance Cost
If you are financing a Nissan Versa, most lenders will require your carry higher Nissan Versa coverages including comprehensive coverage, so be sure to compare Nissan Versa auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Nissan Versa Insurance
There are many ways that you can save on Nissan Versa auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Nissan Versa auto insurance rates low.
- Save Money on Young Driver Nissan Versa Insurance Rates By Mentioning Grades or GPA
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Use a Service Like Turo to Rent Out Your Nissan Versa
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Start Searching for New Nissan Versa Auto Insurance Rates a Month Before Your Renewal
Top Nissan Versa Insurance Companies
Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Versa Insurance Quotes Online
You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What factors can affect the cost of auto insurance for a Nissan Versa?
Several factors can influence the cost of auto insurance for a Nissan Versa. These factors include your driving history, age, location, the model and year of your Versa, your insurance deductible, coverage limits, and any optional add-ons you choose, such as comprehensive or collision coverage.
Is Nissan Versa considered an expensive vehicle to insure?
The cost of insuring a Nissan Versa is generally affordable compared to some higher-end or luxury vehicles. However, insurance rates can vary depending on various factors, such as the specific model, your location, and your personal driving profile. It’s recommended to obtain quotes from different insurance providers to determine the best rate for your specific situation.
Are there any specific safety features of the Nissan Versa that could lower insurance costs?
Yes, the safety features of the Nissan Versa can potentially help lower your insurance costs. The Versa typically comes equipped with safety features such as anti-lock brakes, stability control, traction control, airbags, and possibly advanced driver assistance systems. These safety features may make you eligible for discounts with certain insurance companies.
Should I consider purchasing additional coverage for my Nissan Versa?
The decision to purchase additional coverage for your Nissan Versa depends on your individual circumstances and preferences. While liability insurance is typically required by law, you may want to consider optional coverages such as comprehensive and collision coverage to provide extra protection for your vehicle. These coverages can help pay for damages to your Versa caused by accidents, theft, vandalism, or natural disasters.
Can I get discounts on insurance for my Nissan Versa?
Yes, you may be eligible for various discounts on your Nissan Versa auto insurance. Insurance companies often offer discounts for factors such as bundling multiple policies, having a good driving record, being a safe driver, completing defensive driving courses, having certain safety features installed in your vehicle, and being a member of certain professional organizations or alumni associations. Be sure to inquire about available discounts with your insurance provider.
Is it possible to transfer my current insurance policy to a new Nissan Versa?
Yes, it is typically possible to transfer your current insurance policy to a new Nissan Versa. However, it’s important to inform your insurance provider about the change in your vehicle to ensure that you have the appropriate coverage for your new Versa. The insurance premiums may also change based on the new vehicle’s specifications and other factors.
Can I choose any insurance provider for my Nissan Versa?
Yes, you have the freedom to choose any insurance provider for your Nissan Versa. It’s recommended to research and compare quotes from multiple insurance companies to find the best coverage options and rates for your specific needs. Consider factors such as the company’s reputation, customer service, coverage options, and discounts available to make an informed decision.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.