Hyundai Kona Auto Insurance (2024)
Hyundai Kona insurance rates cost $1,232 a year, or around $103 a month. Finding Hyundai Kona teenager insurance rates can cost on average $4,503 a year, so shop around to find cheap coverage.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,232 a year or $103 each month
- A liability-only policy costs around $494 a year or $41 each month
- Highest rates are for teenage drivers at around $4,503 a year or $375 each month
- Good drivers can save as much as $508 a year by earning policy discounts
- Hyundai Kona insurance costs around $287 less per year than the average vehicle
Hyundai Kona insurance rates are $287 cheaper than the average vehicle. Full coverage will cost $103 per month, while liability-only coverage costs $41 per month. Read more to learn how you can save money on Hyundai Kona insurance rates.
You can start comparing quotes for Hyundai Kona auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Hyundai Kona Insurance Cost
The average Hyundai Kona auto insurance rates are $1,232 a year or $103 a month.
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Are Hyundai Konas Expensive to Insure?
The chart below details how Hyundai Kona insurance rates compare to other crossovers like the Audi Q5, Toyota RAV4, and Chevrolet Trax.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Kona Insurance?
The Hyundai Kona trim and model you choose can impact the total price you will pay for Hyundai Kona auto insurance coverage.
Age of the Vehicle
Older Hyundai Kona models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Kona costs $1,232, while 2018 Hyundai Kona insurance costs are $1,208, a difference of $24.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Kona | $280 | $500 | $316 | $1,232 |
| 2019 Hyundai Kona | $268 | $482 | $332 | $1,218 |
| 2018 Hyundai Kona | $256 | $478 | $338 | $1,208 |
Driver Age
Driver age can have a significant impact on the cost of Hyundai Kona auto insurance. For example, 20-year-old drivers pay approximately $1,507 each year for their Hyundai Kona auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in New York may pay $752 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Hyundai Kona auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona auto insurance with violations on their driving record.
Hyundai Kona Safety Ratings
The Hyundai Kona’s safety ratings will affect your Hyundai Kona auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Kona Crash Test Ratings
The crash test ratings of the Hyundai Kona can impact your Hyundai Kona auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona Electric SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Kona Electric SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Kona Safety Features
The Hyundai Kona safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Hyundai Kona auto insurance rates. The Hyundai Kona’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Kona Finance and Insurance Cost
If you are financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Hyundai Kona Insurance
If you want to reduce the cost of your Hyundai Kona insurance rates, follow these tips below:
- Start Searching for New Hyundai Kona Insurance Rates a Month Before Your Renewal
- Ask Your Insurance Company About Hyundai Kona Discounts
- Park Your Hyundai Kona Somewhere Safe – like a Garage or Private Driveway
- Buy a Hyundai Kona with an Anti-Theft Device
- Make Sure You’re Raising a Safe Driver
Top Hyundai Kona Insurance Companies
Several insurance companies offer competitive rates for the Hyundai Kona based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Hyundai Kona drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Kona Insurance Quotes Online
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Frequently Asked Questions
Is auto insurance mandatory for a Hyundai Kona?
Yes, auto insurance is mandatory for all vehicles, including the Hyundai Kona, in most regions. The specific requirements may vary depending on your country, state, or province. It is essential to check with your local transportation or insurance regulatory authority to understand the specific auto insurance requirements for your area.
How is the cost of auto insurance for a Hyundai Kona determined?
Several factors affect the cost of auto insurance for a Hyundai Kona, including:
- Age and driving experience of the primary driver
- Location (zip code or area of residence)
- Vehicle’s make, model, and year (Hyundai Kona)
- Safety features and anti-theft devices installed in the vehicle
- Driving record and claims history
- Annual mileage
- Credit history (in some regions)
- Insurance coverage limits and deductibles chosen
Can I get discounts on Hyundai Kona auto insurance?
Yes, many insurance companies offer discounts that can help lower the cost of Hyundai Kona auto insurance. The availability of discounts may vary between insurance providers, but some common discounts include:
- Multi-policy discount (bundling auto insurance with other policies, such as home insurance)
- Good driver discount (for having a clean driving record)
- Good student discount (for students who maintain a certain GPA)
- Safety features discount (for having features like anti-lock brakes, airbags, and electronic stability control)
- Anti-theft device discount (for having an approved anti-theft system installed)
- Low mileage discount (for driving fewer miles annually)
Can I transfer my existing auto insurance policy to cover a new Hyundai Kona?
In most cases, you can transfer your existing auto insurance policy to cover a new Hyundai Kona. However, it’s important to notify your insurance provider about the change in vehicle as soon as possible. They will update your policy accordingly and adjust the premium based on the new vehicle’s details.
What should I do if I’m involved in an accident with my Hyundai Kona?
If you’re involved in an accident with your Hyundai Kona, follow these steps:
- Check for injuries and call emergency services if needed.
- Move your vehicle to a safe location, if possible, to avoid further accidents.
- Exchange information with the other parties involved, including names, contact details, and insurance information.
- Take photos of the accident scene, vehicle damage, and any relevant details.
- Notify your insurance provider about the accident as soon as possible.
- Cooperate with the claims process, provide any requested documentation, and follow the instructions given by your insurance company.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.