Hyundai Sonata Hybrid Auto Insurance (2024)
Average car insurance rates for a Hyundai Sonata Hybrid cost $1,548 a year, or around $129 a month. You can find cheap Hyundai Sonata Hybrid insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $910 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,548 a year or $129 each month
- A liability-only policy costs around $621 a year or $52 each month
- Highest rates are for teenage drivers at around $5,658 a year or $472 each month
- Good drivers can save as much as $638 a year by earning policy discounts
- Hyundai Sonata Hybrid insurance costs around $29 more per year than the average vehicle
Hyundai Sonata Hybrid insurance rates are about $29 more per year than the average vehicle with full coverage costing about $1,548 a year or $129 a month. Good drivers are eligible for up to $638 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Hyundai Sonata Hybrid insurance rates, crash test ratings, and more.
You can start comparing quotes for Hyundai Sonata Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Sonata Hybrid Insurance Cost
The average Hyundai Sonata Hybrid car insurance costs are $1,548 a year or $129 a month.
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Are Hyundai Sonata Hybrids Expensive to Insure?
The chart below details how Hyundai Sonata Hybrid insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Ford Fusion Energi, and Chevrolet Volt.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Sonata Hybrid Insurance?
The Hyundai Sonata Hybrid trim and model you choose can impact the total price you will pay for Hyundai Sonata Hybrid insurance coverage.
Age of the Vehicle
Older Hyundai Sonata Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Sonata Hybrid costs $1,548, while 2011 Hyundai Sonata Hybrid insurance costs are $1,302, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| 2019 Hyundai Sonata Hybrid | $306 | $600 | $440 | $1,526 |
| 2018 Hyundai Sonata Hybrid | $294 | $596 | $450 | $1,520 |
| 2017 Hyundai Sonata Hybrid | $284 | $582 | $470 | $1,516 |
| 2016 Hyundai Sonata Hybrid | $274 | $558 | $486 | $1,498 |
| 2015 Hyundai Sonata Hybrid | $260 | $538 | $500 | $1,478 |
| 2014 Hyundai Sonata Hybrid | $250 | $500 | $510 | $1,440 |
| 2013 Hyundai Sonata Hybrid | $240 | $470 | $514 | $1,404 |
| 2012 Hyundai Sonata Hybrid | $230 | $422 | $520 | $1,352 |
| 2011 Hyundai Sonata Hybrid | $214 | $388 | $520 | $1,302 |
Driver Age
Driver age can have a significant impact on the cost of Hyundai Sonata Hybrid auto insurance. For example, 20-year-old drivers pay approximately $1,893 each year for their Hyundai Sonata Hybrid auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Sonata Hybrid insurance rates. For example, drivers in Houston may pay $1,141 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Sonata Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata Hybrid car insurance with violations on their driving record.
Hyundai Sonata Hybrid Crash Test Ratings
Hyundai Sonata Hybrid crash test ratings can impact the cost of your Hyundai Sonata Hybrid car insurance. See Hyundai Sonata Hybrid crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Sonata Hybrid Safety Features
The safety features of the Hyundai Sonata Hybrid can impact your Hyundai Sonata Hybrid car insurance rates. The Hyundai Sonata Hybrid has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Hyundai Sonata Hybrid Insurance Loss Probability
The lower percentage means lower Hyundai Sonata Hybrid car insurance rates; higher percentages mean higher Hyundai Sonata Hybrid auto insurance rates. Insurance loss probability on the Hyundai Sonata Hybrid fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 42% |
|---|---|
| Property Damage | 16% |
| Comprehensive | 19% |
| Personal Injury | 24% |
| Medical Payment | 38% |
| Bodily Injury | 21% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Sonata Hybrid Finance and Insurance Cost
If you are financing a Hyundai Sonata Hybrid, most lenders will require your carry higher Hyundai Sonata Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Sonata Hybrid auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Hyundai Sonata Hybrid Insurance
There are several ways you can save even more on your Hyundai Sonata Hybrid car insurance rates. Take a look at the following five tips:
- Compare Hyundai Sonata Hybrid Quotes Online
- Consider Hyundai Sonata Hybrid Insurance Costs Before Buying a Hyundai Sonata Hybrid
- Compare Apples to Apples When Comparing Hyundai Sonata Hybrid Insurance Quotes and Policies
- Remove Young Drivers from Your Hyundai Sonata Hybrid Insurance When They Move Out or Go to School
- Buy Winter Tires for Your Hyundai Sonata Hybrid
Top Hyundai Sonata Hybrid Insurance Companies
Who is the top auto insurance company for Hyundai Sonata Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Sonata Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Sonata Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Can I transfer my current auto insurance policy to cover a Hyundai Sonata Hybrid?
Yes, you can typically transfer your current auto insurance policy to cover a Hyundai Sonata Hybrid. However, it’s important to inform your insurance provider about the change in vehicle to ensure accurate coverage. Depending on the specifics of your policy and the insurance company’s guidelines, there may be adjustments in premiums based on factors such as the value of the new vehicle, safety features, and any additional coverage requirements specific to hybrid vehicles.
Are there any specific maintenance requirements for the Hyundai Sonata Hybrid to ensure insurance coverage?
While there are no specific maintenance requirements mandated by insurance companies for coverage on the Hyundai Sonata Hybrid, it’s generally recommended to follow the manufacturer’s recommended maintenance schedule. Regular maintenance helps ensure the vehicle remains in good condition and reduces the risk of mechanical failures or malfunctions. In the event of an accident caused by neglected maintenance, an insurance claim could be affected. It’s always a good practice to properly maintain your vehicle to ensure safety and eligibility for insurance coverage.
Does the Hyundai Sonata Hybrid qualify for any green or eco-friendly vehicle discounts?
Yes, the Hyundai Sonata Hybrid is considered a green or eco-friendly vehicle, and many insurance companies offer discounts for such vehicles. These discounts are usually aimed at promoting environmentally conscious driving and reducing carbon emissions. When shopping for auto insurance, inquire with insurance providers about any available green vehicle discounts specifically tailored for hybrid or eco-friendly cars like the Sonata Hybrid.
Can I get specialized insurance coverage for my Hyundai Sonata Hybrid’s hybrid components?
Some insurance companies offer specialized coverage options for hybrid vehicles, including coverage for hybrid components. This coverage can help protect against potential damages or malfunctions specific to hybrid technology. It’s recommended to inquire with insurance providers about any available coverage options tailored for hybrid vehicles like the Hyundai Sonata Hybrid.
Does owning a Hyundai Sonata Hybrid affect my auto insurance premiums?
Owning a Hyundai Sonata Hybrid can potentially affect your auto insurance premiums. Hybrid vehicles are generally considered more environmentally friendly, which may make you eligible for certain insurance discounts. However, the specific impact on your premiums will depend on various factors, including your location, driving history, and the insurance provider’s policies.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.