Nissan Cube Auto Insurance (2024)
Nissan Cube insurance rates cost $101 per month ($1,212 per year) on average for full coverage car insurance. For owners of an older Nissan Cube, liability-only costs $41 per month (or $486 per year) for Nissan Cube insurance. The Nissan Cube has good safety ratings and a variety of safety features.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 27, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Things to Remember
- Full coverage costs around $1,212 a year or $101 each month.
- A liability-only policy costs around $486 a year or $41 each month.
- Highest rates are for teenage drivers at around $4,430 a year or $369 each month.
- Good drivers can save as much as $500 a year by earning policy discounts.
- Nissan Cube insurance costs around $307 less per year than the average vehicle.
You can save up to $307 a year on auto insurance rates when you insure a Nissan Cube. Nissan Cube insurance rates are $101 per month for full coverage and $41 per month for liability-only coverage.
Continue reading to learn how you can get out of the box of expensive rates and onto the open road of cheaper Nissan Cube insurance rates. Get low-cost full coverage auto insurance or liability-only coverage.
Ready to buy Nissan Cube auto insurance? Find the best Nissan Cube auto insurance company for your needs. You can start comparing quotes for Nissan Cube automobile insurance rates from some of the best auto insurance companies by using our free online tool now.
Nissan Cube Auto Insurance Cost
The average Nissan Cube auto insurance rates are $1,212 a year or $101 a month.
The chart above looks at some of the factors that determine the Nissan Cube’s average insurance rates. Read on to see how those rates compare with other cars in the same class.
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Are Nissan Cubes Expensive to Insure?
The chart below details how Nissan Cube insurance rates compare to other Nissan Cube alternative hatchbacks like the FIAT 500L, Kia Soul, and Toyota Yaris.
Read more: Fiat Auto Insurance
Average Annual Auto Insurance Rates for Similar-Size Hatchbacks
| Vehicle Make and Model | Average Annual Comprehensive Rates | Average Annual Collision Rates | Average Annual Liability Rates | Average Annual Rates |
|---|---|---|---|---|
| FIAT 500L | $256.00 | $478.00 | $450.00 | $1,364.00 |
| Kia Soul | $308.00 | $500.00 | $372.00 | $1,338.00 |
| Toyota Yaris | $256.00 | $478.00 | $398.00 | $1,290.00 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
Read more: KIA Auto Insurance
What Impacts the Cost of Nissan Cube Auto Insurance?
The Nissan Cube box trim and model you choose can impact the total price you’ll pay for Nissan Cube insurance coverage.
Age of the Vehicle
The average Nissan Cube auto insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Nissan Cube are $1,212, while 2010 Nissan Cube rates are $1,084, a difference of $128.
Auto insurance is more expensive for newer cars simply because it costs more to repair or replace them.
Average Annual Nissan Cube Auto Insurance Rates By Model Year
| Model Year | Average Annual Comprehensive Rates | Average Annual Collision Rates | Average Annual Liability Rates | Average Annual Rates |
|---|---|---|---|---|
| 2010 Nissan Cube | $190.00 | $272.00 | $464.00 | $1,084.00 |
| 2011 Nissan Cube | $196.00 | $292.00 | $460.00 | $1,106.00 |
| 2012 Nissan Cube | $210.00 | $316.00 | $460.00 | $1,144.00 |
| 2013 Nissan Cube | $218.00 | $352.00 | $456.00 | $1,184.00 |
| 2014 Nissan Cube | $228.00 | $374.00 | $452.00 | $1,212.00 |
Driver Age
Driver age can have a significant effect on Nissan Cube auto insurance rates. For example, 30-year-old drivers pay $53 more for Nissan Cube auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Cube insurance rates. For example, drivers in Los Angeles may pay $667 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Cube auto insurance. Teens and drivers in their 20s see the highest jump in their Nissan Cube auto insurance rates with violations on their driving record.
Nissan Cube Safety Ratings
Your Nissan Cube auto insurance rates are tied to the safety ratings of the Nissan Cube. See the breakdown below:
Nissan Cube Safety Ratings
| Test Type | Rating |
|---|---|
| Head restraints and seats | G |
| Moderate overlap front | G |
| Roof strength | G |
| Side | G |
| Small overlap front: driver-side | Not Tested |
| Small overlap front: passenger-side | Not Tested |
This video from the IIHS shows a crash test for a 2009 Nissan Cube.
This moderate overlap crash test received a “Good” rating.
Nissan Cube Crash Test Ratings
Good Nissan Cube crash test ratings mean the vehicle is safe, which could mean cheaper Nissan Cube auto insurance rates.
Nissan Cube Crash Test Ratings
| Impact Test | Nissan Cube Rating |
|---|---|
| Frontal | N/R |
| Overall | N/R |
| Rollover | 4 stars |
| Side | N/R |
Nissan Cube Safety Features
The numerous safety features of the Nissan Cube help contribute to lower insurance rates. The 2020 Nissan Cube has the following safety features:
- Driver Airbag
- Passenger Airbag
- Front Head Airbag
- Rear Head Airbag
- Front Side Airbag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Nissan Cube Finance and Auto Insurance Cost
When financing a Nissan Cube, most lenders will require you to carry higher Nissan Cube coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Cube auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Nissan Cube Auto Insurance
If you want to reduce the cost of your Nissan Cube insurance rates, follow the tips below:
- Move to a safe neighborhood.
- Use an accurate job title when requesting Nissan Cube auto insurance.
- Maintain a clean driving record.
- Work with a direct insurer instead of an insurance broker for your Nissan Cube auto insurance.
- Check reviews and state complaints before you choose an insurer.
Top Nissan Cube Auto Insurance Companies
The best auto insurance companies for Nissan Cube auto insurance rates will offer competitive rates and discounts that account for the Nissan Cube’s safety features. The following list of auto insurance companies features the insurers with the highest market shares in the industry.
Top 10 Auto Insurance Companies by Market Share
| Rank | Companies | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $65,615,190.00 | 9.30% |
| 2 | Geico | $46,106,971.00 | 6.60% |
| 3 | Progressive | $39,222,879.00 | 5.60% |
| 4 | Liberty Mutual | $35,600,051.00 | 5.10% |
| 5 | Allstate | $35,025,903.00 | 5.00% |
| 6 | Travelers | $28,016,966.00 | 4.00% |
| 7 | USAA | $23,483,080.00 | 3.30% |
| 8 | Chubb | $23,388,385.00 | 3.30% |
| 9 | Farmers | $20,643,559.00 | 2.90% |
| 10 | Nationwide | $18,442,145.00 | 2.60% |
Compare Free Nissan Cube Auto Insurance Quotes Online
You can start comparing quotes for Nissan Cube insurance from some of the top auto insurance companies by using our free online tool today.
With its funky design, roomy interior, and easy handling, the Nissan Cube has attracted a lot of attention. Targeted toward city dwellers, this car has been designed to make maximum use of seating and interior features.
A relatively inexpensive car, a well-maintained Nissan Cube driven by a cautious driver can be insured at reasonable rates.
If you’re looking for cheap Nissan Cube insurance, type your ZIP code into our FREE quote tool above today.
In today’s market, affordability is key. Not only are insurance rates shooting through the roof, making it difficult to afford good insurance, but the unstable economy is also forcing many people to drive without insurance or with very low coverage.
According to MSNBC, one out of every six people behind the wheel is uninsured.
So it’s very important to get the best possible insurance at the lowest price for your trendy Cube.
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About Nissan the Automobile Company
The Nissan Motor Company is a Japanese automaker headquartered in Yokohama. It’s the sixth-largest automobile manufacturer in the world.
Besides the Nissan lineup of vehicles, the company also sells the luxury Infiniti line.
Nissan models are known for their reliable handling, sturdy workmanship, and safety.
From sedans like the Sentra and the Altima, SUVs like the Rogue, alternative fuel tech cars such as the Leaf, and trucks like the Titan, Nissan has a range of automobiles to suit all tastes and budgets.
Starting at $11,000 for its sedans, Nissan sells high-performance cars for up to $97,000.
About the Nissan Cube
The Nissan Cube is a small car or wagon popular with urban dwellers who are strapped for road and parking space.
Comfortable seating, practical design, and easy maneuverability make it a good city car.
With its unique, eye-catching shape and innovative technology, the Cube is an affordable option for those seeking a standout car.
Priced at approximately $15,000 for its 1.8 model, it goes up to about $20,000 for the 1.8 S Indigo Limited model.
The Cube comes with phenomenal options such as the Nissan Navigation System, rearview monitor, heated seats, remote keyless entry with an integrated key, and push-button ignition, among others.
With all the fancy gadgetry and comfortable seating, the Cube is gaining a loyal following. Make sure you get the best and most comprehensive coverage for your unique model.
Different Forms of Auto Insurance
By law, you’re required to get auto insurance if you drive in the United States.
While most states mandate minimum amounts of insurance, as consumers you have the option of getting additional forms of auto insurance depending on your budget and needs.
So make sure you look at the various options available so that you can get the best insurance package for your Nissan Cube.
Some of the insurance industry standards are as follows:
Bodily Injury Liability (BIL):
BIL pays for medical costs incurred in an at-fault accident. It covers other drivers, passengers, and/or pedestrians.
Bodily injury liability insurance is also used to pay for lost wages, household expenses incurred while recovering from an accident, and at-home nursing care.
BIL is very handy in cases of lawsuits where the insurance company pays toward legal fees.
Property Damage Liability
If you were to damage another car or property, such as a building, fences, traffic signals, or electric poles, among others, PDL comes into play. This is mandatory in many states.
Personal Injury Protection (PIP)
Mandatory in most states, PIP is the core of most insurance policies and is meant to pay all medical and funeral costs incurred due to an accident. Most states require a minimum of $10,000 in PIP coverage.
Collision Coverage
If your Nissan Cube is brand new or financed, it might be a good idea to get collision coverage. Collision will pay to repair damage to your own vehicle if you get into an accident.
Comprehensive Coverage
Comprehensive coverage will pay to repair or replace your Nissan Cube if it is damaged by anything other than a collision.
This would include damage caused by inclement weather such as tornadoes, hurricanes, flooding, or an animal encounter, as well as theft or vandalism.
Make sure you know the exclusions under comprehensive coverage on your policy so you don’t get caught by surprise when you go to file a claim.
Pay-as-You-Go Coverage
A relatively new product, pay-as-you-go coverage is based on the number of miles you drive and your driving record.
Just make sure you read the fine print on any policy you apply for and get your insurance from a reputable company.
Besides these options, insurance companies have created many other types of insurance policies that target specific groups.
If you own an expensive car that has high repair costs, you might want to tack on replacement parts coverage or extended warranties.
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Calculating Auto Insurance Rates
Drivers always wonder how insurance companies reach the rates and premium amounts they charge.
While it’s nearly impossible to figure out the exact calculations made by insurance companies, most of them incorporate specific elements in their trademarked equations.
Some of the basic components are as follows:
Your Driving Record
Points, citations, and tickets on your license can sound a pretty loud death knell on your insurance rates. A poor record indicates recklessness and a propensity for accidents.
This is a red flag for insurance companies. So drive carefully, follow the rules, and stick to the speed limits. Not only will this keep you and your family safe, it will reflect well on your insurance bill.
Your Automobile
Certain types of vehicles, such as convertibles, luxury cars, and SUVs, are more expensive to insure. This is because they’re more expensive to replace and/or research has shown that they’re more likely to be driven recklessly.
In other words, the make, model, and year of the car, as well as its accident history, make a difference on your insurance policy. Safety and crash ratings are important as well.
You can check your Cube’s ratings with the Insurance Institute for Highway Safety.
Location, Location, Location
Much like real estate, your residential or business address can greatly influence your auto insurance rates. Live in an earthquake prone area, the Tornado Alley, or a flood zone? Get ready for higher insurance rates.
You can find out how your area is rated at the National Flood Insurance website. Live in the city as opposed to a rural or suburban neighborhood? You will likely pay more for your Cube’s insurance. High crime areas have higher insurance rates.
Demographics
Your age, gender, and marital status are also considered in insurance calculations. Younger drivers, especially those under 25, pay more. Married people pay less than single people, and men often pay more than women.
College graduates are considered better drivers than those without degrees. For example, all other things being equal, a married woman with a college degree is likely to pay less than an unmarried woman with a college degree.
Your Credit Rating
Good FICO scores indicate financial responsibility, which in turn translates into good insurance rates.
So make sure you service your debts in a timely fashion and you’ll reap the benefits in all financial areas of your life.
Lowering Your Auto Insurance Rates
Bargain hunting is the way to shop, especially for insurance policies. However, an informed search is more likely to yield productive results.
So make sure you start your insurance hunt with enough knowledge to be able to ask the right questions. Learn about the different kinds of insurance, how much is the optimum amount you should seek, and what your budget limits are.
Another easy method to reduce your insurance bill is to raise your insurance deductible to $1,000.
Make sure you can afford the higher amount or start an emergency fund just in case you need to file a claim and pay that deductible.
Always drive carefully to avoid getting tickets, citations, or points on your license. This will help keep your insurance rates low. Careful driving will also earn you certain discounts such as the safe driver discount and accident-free discount.
If you speak to an insurance agent, ask them about all of the discounts you might be entitled to.
For instance, a Cube driver might be eligible for a safety discount, given some of the innovative safety features of the wagon.
Much like other products, you must comparison shop. Talk to various agents, use online calculators, and look into consolidator sites. You might score an amazing deal.
Additionally, ask your existing insurance company for a better deal. If you have made timely payments and are a good driver, your insurance company will try to retain you as a customer by offering better rates, service, or coverage.
Besides, these steps, you might consider dropping your comprehensive insurance coverage, especially if you have access to a garage or covered parking for your Cube, especially during inclement weather.
How much is a Nissan Cube?
A Nissan Cube, per Car and Driver, originally retailed for $19,825. But it’s not worth that anymore.
Kelley Blue Book now notes that the fair market purchase Nissan Cube price is between $6,786 and $9,673.
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Buying Automobile Insurance for Your Nissan Cube
Getting information about insurance has become much easier, but deciding on the right insurance can be stressful given the enormous number of offers available.
Irrespective of your insurance source, make sure you ask questions and read the terms and conditions of your policy thoroughly. You don’t want to be flipping through your policy after an accident, trying to figure out what’s covered.
Looking for affordable Nissan Cube car insurance? If you think scouring the internet for excellent insurance coverage is a painful exercise, just type your ZIP code into our FREE quote tool below for no-hassle Nissan Cube auto insurance quotes.
Frequently Asked Questions
What factors can affect the cost of auto insurance for a Nissan Cube?
Several factors can influence the cost of auto insurance for a Nissan Cube, including the driver’s age, driving history, location, and coverage options chosen. Additionally, the car’s model year, value, safety features, and likelihood of theft or accidents may also impact the insurance premium.
Is auto insurance mandatory for a Nissan Cube?
Yes, auto insurance is typically mandatory for all vehicles, including the Nissan Cube, in most jurisdictions. The specific requirements may vary depending on your location, but it is generally required to have at least liability insurance coverage.
What are the common types of auto insurance coverage available for a Nissan Cube?
Common types of auto insurance coverage available for a Nissan Cube include:
- Liability Coverage: This coverage helps pay for damages and injuries to others if you are at fault in an accident.
- Collision Coverage: This coverage helps pay for repairs or replacement of your Nissan Cube if it is damaged in a collision, regardless of fault.
- Comprehensive Coverage: This coverage helps pay for damages to your Nissan Cube caused by non-collision events, such as theft, vandalism, fire, or natural disasters.
- Personal Injury Protection (PIP): This coverage helps pay for medical expenses and other related costs for you and your passengers after an accident, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: This coverage helps protect you if you’re involved in an accident with a driver who has insufficient or no insurance coverage.
How can I find the best auto insurance rates for my Nissan Cube?
To find the best auto insurance rates for your Nissan Cube, it’s advisable to:
- Shop Around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Consider Deductibles: Opting for a higher deductible can lower your premium but also means you’ll have to pay more out of pocket in case of a claim.
- Bundle Policies: Inquire about discounts available for bundling your Nissan Cube insurance with other policies, such as home or renters insurance.
- Maintain a Good Driving Record: A clean driving record with no accidents or traffic violations can often lead to lower insurance premiums.
- Inquire about Discounts: Ask insurance providers about any available discounts, such as for safety features on your Nissan Cube or if you’re a good student or a member of certain organizations.
Are there any specific safety features on the Nissan Cube that could potentially lower insurance costs?
Yes, certain safety features on the Nissan Cube may help lower insurance costs. These can include anti-lock brakes (ABS), electronic stability control (ESC), airbags, rearview cameras, and anti-theft systems. Insurance providers often consider these features as they can reduce the risk of accidents, injuries, and theft.
Can modifications or aftermarket additions to my Nissan Cube affect my insurance premium?
Yes, modifications or aftermarket additions to your Nissan Cube can impact your insurance premium. If you have made changes to your vehicle, such as adding performance enhancements or modifying its appearance, it’s important to inform your insurance provider. Depending on the modifications, the premium may increase as they can potentially increase the risk or value of the vehicle.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.