Best Auto Insurance Companies That Bundle Home, Auto, Boat, and Personal Liability (2024)
You can get auto insurance rates from the best auto insurance companies that bundle home, auto, boat, and personal liability easily online. Bundling your insurance policies is the best way to save money, and some auto insurance companies that bundle home, auto, boat, and personal liability have rates as low as $73/month.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Bundling policies is one of the most effective ways to save money on your insurance
- Most major insurance companies bundle home, auto, boat, and personal liability policies
- You can compare rates online to make sure you are getting the best policy bundle for you
No matter if you’re cruising through the open water or hitting the open road, you’ll need to make sure that you’re properly insured. The best thing you can do for your wallet is to bundle all these policies with one company.
That way, even when you purchase auto insurance for custom cars, a policy for a boat, personal liability, and more, you’ll be able to score a hefty discount on your rates.
Even better, you can easily find affordable auto insurance companies that bundle home, auto, boat, and personal liability online.
You can use your smartphone or personal computer to discover the best home and auto insurance bundles of 2021 and review auto insurance quotes from auto insurance companies that bundle home, auto, boat, and personal liability at times that work best for you.
Enter your ZIP code into our free tool to start comparing free quotes from auto insurance companies that bundle home, auto, boat, and personal liability online.
3,019 reviewsCompany Facts
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3,019 reviews
1,731 reviewsCompany Facts
Average Monthly Rate For Good Drivers
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
17,759 reviewsCompany Facts
Average Monthly Rate For Good Drivers
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
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Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Which auto insurance companies bundle home, auto, boat, and personal liability?
Most insurance companies offer to bundle multiple policies for a discount, but below are some of the best insurance companies you can purchase coverage from:
- Allstate
- Farmers
- MetLife
- Nationwide
- State Farm
- Travelers
- USAA
These companies are all major players in the insurance industry and can get you the coverage that you need for all your policies while helping you secure great rates as well.
When it comes to deciding which is the best insurance company for home and auto, that will all depend upon your personal preference and your unique situation. Because of this, you should always compare at least three quotes online to make sure you are getting the best deal for yourself.
But to help you narrow down your choices, let’s take a look at the average monthly auto insurance rates offered by these companies:
Average Monthly Auto Rates Offered by Major Insurance Companies
| Company | Average Monthly Rate |
|---|---|
| Allstate | $178 |
| Farmers | $137 |
| MetLife | $170 |
| Nationwide | $90 |
| State Farm | $108 |
| Travelers | $104 |
| USAA | $73 |
As you can see, you can secure great auto insurance rates from auto insurance companies that bundle home, auto, boat, and personal liability.
These rates will of course vary from driver to driver depending on a multitude of personal factors like your credit score, your address, your vehicle type, and on the level of multi-policy discount you are offered.
How can I get coverage with auto insurance companies that bundle home, auto, boat, and personal liability?
Getting coverage with a company that bundles multiple policies is easy — especially when you shop for insurance online. Depending upon your situation, you can create some of these bundles when filling out an online quote:
- Auto and home insurance
- Auto, home, and life insurance
- Boat and auto insurance
- Auto, home, and personal liability
When you’re filling out your quote, make sure that you are providing accurate information so you can get a realistic rate. Be sure to get between four to five quotes from different companies so you can see how each one measures up and determine which quote best suits your needs.
Once you’ve found the perfect policy, you’ll need to finalize your purchase and contact your current insurance company to cancel your policy. When setting up a start date for your new policy and an end date for your old policy, make sure that there will be no lapse in coverage.
Having a lapse in insurance coverage can negatively affect your rates. You may need your new insurance company to send over a cancellation letter to you previous insurance company with your new policy number, but that doesn’t require any work on your end.
How can I get the best rates on my insurance?
Saving money is on everyone’s minds these days, and the Insurance Information Institute reports that bundling your insurance policies is the best way to save on your insurance rates, but you can also use other strategies to keep costs low.
Be sure to set aside some time so you can review your policy whenever it is up for renewal. Keeping your policy up-to-date is a simple, yet effective, way to make sure that you are not paying for anything you no longer need like a vehicle that you recently sold.
You should also compare quotes from other companies at least once a year to verify that your current company is still getting you the best deal and the best coverage.
When in doubt, ask if you are eligible for any auto insurance discounts that you may not be benefiting from currently. Your vehicles’ safety features or your child’s good grades could end up saving you a few dollars on your rates.
You can use this chart to go over any discounts that you may qualify for:
Common Auto Insurance Discounts
| Vehicle Discounts | Customer Discounts | Personal Discounts |
|---|---|---|
| Active Disabling Device | Claim Free | Emergency Deployment |
| Adaptive Cruise Control | Continuous Coverage | Family Legacy |
| Adaptive Headlights | Defensive Driver | Family Plan |
| Anti-Lock Brakes | Driver's Education | Federal Employee |
| Audible Alarm | Driving Device/App | Further Education |
| Automatic Braking | Early Signing | Good Student |
| Blind Spot Warning | Full Payment | Homeowner |
| Daytime Running Lights | Good Credit | Life Insurance |
| Economy Vehicle | Loyalty | Married |
| Electronic Stability Control | Multiple Policies | Membership/Group |
| Farm/Ranch Vehicle | Multiple Vehicles | Military |
| Forward Collision Warning | New Customer/New Plan | New Address |
| Garaging/Storing | Occasional Operator | New Graduate |
| Green/Hyrbid Vehicle | Online Shopper | Non-Smoker/Non-Drinker |
| Lane Departure Warning | On-Time Payments | Occupation |
| Newer Vehicle | Paperless/Auto Billing | Recent Retirees |
| Passive Restraint | Paperless Documents | Stable Residence |
| Utility Vehicle | Roadside Assistance | Student Away |
| Vehicle Recovery | Safe Driver | Student or Alumni |
| VIN Etching | Seat Belt Use | Volunteer |
Following through with these practices will help you obtain insurance rates that won’t break the bank and let you get the best deals available.
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Auto Insurance Companies That Bundle Home, Auto, Boat, and Personal Liability: What You Need to Know
If you already own a car and are about to purchase a boat or are thinking of getting personal liability insurance, you’ll need a well-rounded auto insurance company; auto insurance companies that don’t bundle home, auto, boat, and personal liability won’t be of much good to you.
When you buy auto insurance, auto insurance companies that bundle home, auto, boat, and personal liability like USAA, State Farm, Travelers, and more can help you get all of the coverage you need.
Bundling your policies with one company will also get you a multi-policy discount; this discount can great reduce your rates, but you should always review your policies at least once a year to make sure you aren’t missing out on any opportunities to save money.
Who has the best home and auto insurance bundle? That question can only be answered by you. Enter your ZIP code to start comparing free quotes from auto insurance companies that bundle home, auto, boat, and personal liability so you can find the best company for you today.
Frequently Asked Questions
Are there auto insurance companies that offer bundled coverage for home, auto, boat, and personal liability?
Yes, several insurance companies provide bundled coverage options for home, auto, boat, and personal liability insurance. Bundling these policies with a single insurer can often lead to cost savings and simplified management of your insurance coverage. Some of the top insurance companies known for offering bundled coverage options include State Farm, Allstate, Progressive, Geico, and Farmers Insurance.
What are the benefits of bundling home, auto, boat, and personal liability insurance?
Bundling home, auto, boat, and personal liability insurance offers several benefits, such as:
- Cost Savings: Many insurers provide discounts for bundling multiple policies, resulting in potential savings on premiums.
- Simplified Management: Bundling allows you to consolidate your policies with a single insurer, simplifying your insurance management and reducing paperwork.
- Enhanced Coverage: Some insurance companies offer added benefits or increased coverage limits when you bundle multiple policies, providing more comprehensive protection.
- Streamlined Claims Process: Dealing with a single insurer for multiple policies can streamline the claims process, making it easier to navigate in the event of an incident involving multiple covered assets.
How can I find the best insurance company for bundling home, auto, boat, and personal liability coverage?
To find the best insurance company for bundling coverage, consider the following steps:
- Research and Compare: Research different insurance companies that offer bundled coverage options and compare their rates, coverage options, and customer reviews.
- Assess Your Needs: Evaluate your specific insurance needs for home, auto, boat, and personal liability coverage, including the desired coverage limits and any additional features or benefits you may require.
- Inquire About Discounts: Contact insurance companies directly to inquire about the discounts available for bundling policies. Ask about any specific discounts or incentives offered for combining home, auto, boat, and personal liability coverage.
- Review Policy Details: Carefully review the policy terms, conditions, coverage limits, deductibles, and exclusions for each bundled policy. Ensure that the coverage meets your requirements and provides adequate protection for your assets and liability exposures.
- Consider Customer Service: Assess the insurer’s customer service reputation, including responsiveness, claims handling, and overall satisfaction ratings.
Can I customize the coverage limits and deductibles for each bundled policy?
Yes, most insurance companies allow you to customize the coverage limits and deductibles for each bundled policy. It is important to work with your insurance agent or representative to determine the appropriate coverage limits and deductibles for your specific needs. Customizing these elements allows you to tailor the policies to your requirements while maintaining the benefits of bundling.
Can I bundle other types of insurance policies, such as renters insurance or umbrella insurance, with home, auto, boat, and personal liability coverage?
Yes, in addition to bundling home, auto, boat, and personal liability coverage, you can often bundle other types of insurance policies as well. Some common policies that can be bundled include renters insurance, umbrella insurance (which provides additional liability protection), and recreational vehicle insurance. Bundling multiple policies with the same insurer can further enhance cost savings and convenience.
Is it necessary to bundle all insurance policies with the same company?
No, it is not necessary to bundle all insurance policies with the same company. While bundling policies with a single insurer can often result in discounts and simplified management, it’s important to evaluate each policy individually and consider the overall cost, coverage, and customer service offered by different insurance companies. You may find that different insurers specialize in specific types of insurance or offer better rates for certain coverages. It’s recommended to compare bundled quotes with individual policy quotes from multiple insurers to ensure you’re getting the best coverage and pricing for each policy.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.